Funded Trading Plus Review 2026: No Consistency Rules, 100% Split, One EA Restriction
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Funded Trading Plus has been around since 2021 and, in February 2026, relaunched as FT+ 2.0 — a restructured product based on five years of internal payout data. The result is a simpler lineup: three programs instead of five, clearer drawdown mechanics, and two features that are genuinely rare in the prop firm space. One of them — no consistency rules on any program — is the main reason FT+ shows up on so many recommended firm lists. The other — a 100% profit split at a defined profit milestone — is the most compelling long-term split structure in Forex prop.
There's also one EA restriction that EA traders will want to know about before they buy.
The Quick Verdict
Funded Trading Plus is a well-established UK firm with $19.5M+ in verified payouts, a 4.7 Trustpilot rating from 2,600+ reviews, no consistency rules on any program, and a path to 100% profit split that no competitor matches. The EA restriction to cTrader only and the Instant Funding program's news and weekend trading restrictions are the main friction points. For manual traders and cTrader EA users who want maximum split flexibility, FT+ belongs near the top of the list.
Who Funded Trading Plus Is
Funded Trading Plus is UK-based, headquartered in Manchester, and evolved from Trade Room Plus — a professional trading education platform that's been running since 2013. That educational background shows in the product: the firm runs a PropIQ page with data-driven trading resources alongside the funded account offering, and education via trader Andrew Lockwood is part of the package.
Since launch in 2021, FT+ has paid out over $19.5 million to more than 60,000 traders across 180 countries. The 4.7 Trustpilot rating from 2,600+ reviews is one of the highest in the industry and reflects a community large enough to have moved past the early-stage honeymoon period.
FT+ 2.0 — The Three Programs
The February 2026 relaunch simplified the product lineup into three distinct paths:
Instant Funding (Master) — no evaluation, immediate funded access, no profit target, day-1 payouts. Daily loss limit: 6%. Maximum drawdown: 6% trailing. Profit split starts at 70%, scales to 90%. No news trading, no weekend holding on this specific program. For traders who want instant access and can work within those restrictions.
1-Step Express — single-phase evaluation with a 10% profit target, no time limit, no consistency rules, no minimum trading days. Daily drawdown 4-5%, maximum drawdown 8% (static on most variants). Profit split starts at 80%. For traders who want a fast single-phase path to funded without time pressure.
2-Step Classic — two-phase evaluation, lower entry fee than the Express, same no-consistency-rule approach. For traders who want the lowest cost per attempt and don't mind a two-phase structure.
All three programs scale toward the same ceiling: $2.5M in allocation through the scaling plan, expandable to $5M with an add-on. That ceiling is among the highest in Forex prop.
No Consistency Rules — Why This Matters
Most prop firms cap how much profit can come from a single trading day — typically 30-50% of total PnL. Exceed that cap and your payout gets delayed until additional trading brings the ratio down. This catches news traders, swing traders who hold through major moves, and anyone whose P&L is naturally lumpy.
Funded Trading Plus has no consistency rule on any of their programs. If one trade represents 80% of your monthly profit, that's fine. The payout isn't delayed, the account isn't flagged, and no review is triggered. For traders who've had payouts delayed at other firms because of a single strong week, this is the feature that makes FT+ worth serious consideration regardless of anything else in this review.
The 100% Profit Split
This is the other feature that stands out. Funded Trading Plus is the only major Forex prop firm offering a path to a 100% profit split — and the threshold is defined rather than vague.
The progression: split starts at 80%, reaches 90% at a defined profit milestone, and hits 100% once you've achieved 30% cumulative profit on the funded account. From that point forward, every dollar of profit is yours. No firm in the comparable tier offers a zero-take rate at any milestone.
The math for a consistent trader: someone generating 2-3% per month on a $100K account reaches the 100% tier in roughly 10-15 months. After that, the firm's cut drops to zero. For traders who plan to stay with one firm long-term, that trajectory changes the return calculation significantly relative to a firm that permanently takes 10-20% of your profit.
EA Policy — The Restriction That Matters
EAs and self-copy trading are allowed — but only on cTrader. If your EA runs on MT4 or MT5, it won't work on a Funded Trading Plus account. Cross-account copy trading (copying signals from outside FT+) is banned.
This is a harder restriction than most EA traders expect, because MT5 is the industry standard for EA development and most commercially available systems are built for MetaTrader. If your system is MT4/MT5-native and you can't port it to cTrader, FT+ is effectively not an EA-compatible firm for you. If you're cTrader-native or can adapt, the restriction becomes less significant.
Trading Conditions
On the 1-Step Express and 2-Step Classic programs:
▪ News trading: Allowed
▪ Overnight holding: Allowed
▪ Weekend holding: Allowed
▪ No time limit on evaluations
▪ No minimum trading days
▪ Minimum withdrawal: $50 from day one
▪ Payout frequency: Weekly (or every 3 days on some plans)
▪ Platforms: MT4, MT5, cTrader, DXTrade, Match-Trader
▪ Drawdown: Static on most standard programs (6-8% max)
The $50 minimum withdrawal from day one is unusually accessible — most firms have higher minimums or require a waiting period before any payout is available. Combined with weekly payout cycles and processing times of a few hours, FT+ has one of the more trader-friendly payout structures in the space.
Hidden Rules — What to Watch For
Funded Trading Plus scores 2.6 — Low Risk on the PropTradingArea Hidden Rules Meter. The terms are generally clear, but a few things are worth knowing:
The drawdown type varies by program — some use static maximum drawdown, some use trailing. The Instant Funding program uses 6% trailing from day one, which is more aggressive than the 8% static on standard programs. Check which applies to the specific account you're buying.
The 100% split milestone interaction with withdrawals has some nuance — some traders report that large withdrawals can affect how the cumulative profit calculation works. The documentation on this interaction isn't fully detailed, so it's worth confirming with support before you start drawing down while approaching the milestone.
Inactivity rule: at least one trade every 30 days. More lenient than most firms but worth noting if you take breaks.
Who Funded Trading Plus Is For
▪ Traders whose P&L is naturally lumpy — single strong days or news events representing large percentages of monthly profit
▪ Manual traders building toward the 100% split milestone over 12-18 months
▪ cTrader EA traders who want automation with a clear no-consistency-rule environment
▪ News traders — allowed on all programs except Instant Funding
▪ Swing traders — overnight and weekend holding permitted on standard programs
▪ Traders scaling toward $2.5M+ allocation with a long-term firm
Who Funded Trading Plus Is Not For
▪ MT4/MT5 EA traders — cTrader only for automation
▪ Traders who want instant funding with news and weekend trading freedom — the Instant program restricts both
▪ Traders who want the absolute lowest entry fee — FT+ pricing reflects its feature set and isn't the cheapest option
Final Verdict
Funded Trading Plus earns a strong recommendation for a specific type of trader: patient, long-term, and frustrated by consistency rules that have delayed payouts elsewhere. The no-consistency-rule policy is the most practical daily-use differentiator in the space. The 100% split at 30% cumulative profit is the most compelling long-term structure. The $19.5M in verified payouts backs both claims up.
The EA restriction to cTrader only is the main thing that narrows the audience. For MT5 EA traders, this removes FT+ from contention regardless of everything else. For everyone else, it belongs near the top of the list.
