FXIFY vs Funding Pips – Full Comparison (Rules, Profit Targets, Drawdown, Pricing)

In this guide, we compare everything so you can decide which one fits your trading style best.

Quick Overview

FXIFY:
• 1-step, 2-step and instant funding models
• Profit targets around 8%–10%
• Daily loss around 4%–5%
• Max drawdown around 8%–10% (often trailing on some models)
• More aggressive scaling and payout structures

Funding Pips:
• 1-step and 2-step challenges
• Profit targets around 8%–10%
• Daily loss around 5%
• Max drawdown around 10% (mostly static)
• Known for simpler, more trader-friendly rules

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Profit Targets

FXIFY:

• 1-step: around 10%
• 2-step: around 10% and 5%
• Instant funding: no evaluation

FXIFY gives flexibility, especially for traders who want to skip evaluation and go straight into funded accounts.

Funding Pips:

• 1-step: around 10%
• 2-step: around 8% and 5%

No instant funding here, but the structure is straightforward and predictable.

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Drawdown & Risk Rules

FXIFY:

• Daily loss: ~4%–5%
• Max drawdown: ~8%–10%
• Some models use trailing drawdown

Trailing drawdown can limit aggressive strategies, especially during early profits.

Funding Pips:

• Daily loss: ~5%
• Max drawdown: ~10%
• Mostly static drawdown

This makes it easier to manage risk without worrying about the drawdown moving with your equity.

Key difference:

FXIFY can be more restrictive depending on the model, while Funding Pips is generally more predictable.

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Account Sizes & Pricing

FXIFY:

• Accounts up to $400K+
• Competitive pricing
• Frequent promotions

Funding Pips:

• Accounts up to $300K
• Slightly cheaper entry in many cases
• Often runs discounts as well

In most cases:

Funding Pips = slightly cheaper
FXIFY = more variety

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Payouts

FXIFY:

• Profit split up to 90%+
• Fast payouts (can be weekly depending on model)
• Scaling plans available

Funding Pips:

• Profit split up to 80%–90%
• First payout typically after ~14 days
• Clear and consistent payout structure

 FXIFY is more aggressive
 Funding Pips is more stable

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Hidden Rules & Transparency

Both firms are relatively transparent, but details still matter.

FXIFY:
• Some complexity depending on the model
• Trailing drawdown not always obvious for beginners

Funding Pips:
• Simpler structure overall
• Fewer “surprise” constraints

 Neither is misleading, but both require reading full terms.

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Which One Is Better?

FXIFY may be better if:
• You want instant funding
• You prefer faster payouts
• You’re comfortable with more complex rules

Funding Pips may be better if:
• You want simple, predictable rules
• You prefer static drawdown
• You focus on consistency over aggression

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Final Verdict

FXIFY is more flexible and aggressive.

Funding Pips is simpler and more controlled.

 If you’re experienced → FXIFY can offer more upside
 If you want consistency → Funding Pips is easier to manage

Check current deals before choosing:

• View FXIFY Offers
• View Funding Pips Deals

Always compare discounts before buying a challenge.