Funded Trading Plus Review 2026 – No Time Limits, Rules, Payouts & Trading Conditions Explained | PropTradingArea

Funded Trading Plus

4.3 (174 reviews) Forex Trust: 4.6/5 Updated

Funded Trading Plus launched in 2021 out of the UK and has spent four years being quietly competent. Not spectacular, not alarming. The kind of firm you'd choose if you ran out of better options and needed something that probably won't embarrass you. Probably.

Simon Massey, CEO of Funded Trading Plus
CEO Simon Massey
🇬🇧 United Kingdom 5 years in business
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Hidden Rules Meter Free sign up to unlock
HIDDEN RULES METER
2.6 / 10
Low Risk
  • Different funding models present rules upfront, with additional nuances in the full terms and conditions
  • Payout structure depends on the chosen path and may include specific conditions
  • Comparing full terms across models helps clarify all expectations
Overall Pass Rate Free sign up to unlock
OVERALL PASS RATE
19.8 %

Traders who pass this firm’s challenges

Industry Avg: 18%

Trust Score
4.6/5
Excellent
Based on 174 reviews
Trader Feedback
Mostly Positive
Based on 174 reviews
Most Reported Issue
Consistency Rule Tightening on Funded
2-Step Classic tightens from 35% to 50% consistency on funded stage — traders passing with big days discover stricter rules after the fact
(21% of complaints)
Most Praised
Scaling Path & Profit Split
Scaling to $2.5M with up to 100% profit split after performance milestones — genuine differentiators vs most competitors
Community Sentiment
Mostly Positive
Last 90 days

Who Is This Firm For?

Beginners Clear program parameters, 24-48hr payouts, documented risk review process
Experienced Traders Scaling to $2.5M, up to 100% profit split, EAs supported with source code transparency
Swing Traders 30-day inactivity rule — no overnight restrictions mentioned in standard conditions
EA Traders EAs allowed but FTP may request source code and logs — refusal is account termination
News Traders News allowed — boom or bust approach prohibited, account cannot rely on single news trade

About Funded Trading Plus

Funded Trading Plus. The name sounds like a loyalty program at a bank nobody asked for. The T&Cs, however, are surprisingly honest — detailed, clearly defined, documented rather than discretionary. For a UK firm launched in 2021, they've managed to write down their rules instead of hiding them in footnotes. Novel concept in this space.
Founded
2021
Max Allocation
$200,000
Leverage
1:100
Commissions
$3/lot

Pros

  • - Scaling path to $2.5M — one of the higher ceilings available in the industry
  • - Up to 100% profit split after performance milestones
  • - EAs explicitly supported — automated trading permitted across all models
  • - News trading allowed — no hard ban, only boom or bust approach prohibited
  • - Payouts processed within 24-48 hours on average
  • - 14-day cancellation right — waived only after first simulated trade

Cons

  • - 2-Step Classic consistency tightens from 35% (evaluation) to 50% (funded) — stricter after passing
  • - EA source code access clause — FTP can demand code and logs, refusal is breach and termination
  • - Risk review can be triggered at evaluation pass and at withdrawal — interview required before approval
  • - Copy trading prohibited across all accounts — even mirroring another user by coincidence is flagged
  • - Instant Funding not truly instant — KYC and Contracted Researcher Agreement required first
  • - Chargeback: FTP may respond publicly to negative reviews referencing prior communications
Community Sentiment Trend
Mostly Positive
Last 90 days

Hit first milestone fast

4.8
Was looking for a firm that supported my specific trading style. Their affiliate program is transparent and pays out as promised. They punch above their weight compared to bigger competitors.
— Verified Trader (Thomas Walsh) See all reviews
Trader Tip

The consistency rule tightens after you pass — 35% during evaluation becomes 50% on the funded account. If your challenge included a few exceptional days, check whether those days would have violated the funded stage rule before you replicate the strategy. If you use an EA, be prepared to share the source code if requested — refusing is an automatic breach.

Trading Conditions

Drawdown System

  • Instant Funding: 6% static daily, 6% trailing max — from starting balance
  • 1-Step Express: 4% static daily, 6% trailing max
  • 2-Step Classic: 4% static daily, 8% static max
  • Daily loss resets at 16:59 EST — adjusts automatically for daylight savings
  • 2-Step Classic funded: symbol loss limit 3% max on any single symbol per day
  • 30-day inactivity: account terminated

High-Frequency & Fast Trading

  • Not Allowed:
  • Tick scalping
  • Latency arbitrage
  • Exploiting pricing feed delays
  • Abusive trading practices not replicable in real markets
  • Third-party challenge-passing services
  • Account sharing or trading on behalf of another user
  • Switching strategies between evaluation and funded stage

Low Liquidity & Timing

  • News trading allowed — boom or bust approach prohibited
  • Account success or failure cannot rely on single news event trade
  • Excessive risk around news events triggers risk review
  • 2-Step Classic evaluation: no single day can exceed 35% of total net profit
  • 2-Step Classic funded: tightens to 50% — one day cannot exceed half of total profit

Loss-Chasing & Gambling

  • Not Allowed:
  • Boom or bust news trading
  • Over-leveraging and one-sided bets
  • Excessive risk per trade or series of overlapping trades
  • Copy trading across accounts — same positions, market, direction, timeframe
  • Hedging across accounts — opposing corresponding positions prohibited
  • Account rolling via third-party challenge-passing services

Risk Management

  • Risk review triggered at: evaluation pass, withdrawal requests, any stage at FTP discretion
  • Outcomes: forfeiture of pass, profit forfeiture, leverage reduction, termination, ban from FTP and sister firms
  • Misleading or frustrating the risk interview carries same penalties as failing it
  • EA source code and logs: FTP may request access at any time — refusal is breach and termination
  • Instant Funding: KYC and Contracted Researcher Agreement required before account issued
  • Chargeback policy: FTP may respond publicly to negative reviews under UK GDPR legitimate interests

Features & Support

PLATFORMS
DXtrade · Match-Trader · MetaTrader 5
ALLOWS
EA · News · Weekend Holding
BROKERS
Institutional Liquidity Provider
ASSET CLASSES
Crypto · Forex · Indices · Metals
PAYMENT METHODS
Bank Transfer · Credit Card · Crypto (Bitcoin) · Crypto (USDT) · Debit Card
PAYOUT METHODS
Bank Transfer · Crypto (Bitcoin) · Crypto (USDT)

1-Step Express

Price
$999.00 $699.30
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

1-Step Express

Price
$549.00 $384.30
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

2-Step Classic

Price
$549.00 $384.30
Profit Target
Step 1
7.0%
Profit Target
Step 2
7.0%
Steps 2
Profit Split 80%
Daily DD 4.0%
Max DD 8.0%
View Details

Instant Funding

Price
$4,499.00 $3,149.30
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 80%
Daily DD 6.0%
Max DD 6.0%
View Details

1-Step Express

Price
$349.00 $244.30
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

2-Step Classic

Price
$319.00 $223.30
Profit Target
Step 1
7.0%
Profit Target
Step 2
7.0%
Steps 2
Profit Split 80%
Daily DD 4.0%
Max DD 8.0%
View Details

Instant Funding

Price
$2,199.00 $1,539.30
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 80%
Daily DD 6.0%
Max DD 6.0%
View Details

1-Step Express

Price
$199.00 $139.30
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

2-Step Classic

Price
$169.00 $118.30
Profit Target
Step 1
7.0%
Profit Target
Step 2
7.0%
Steps 2
Profit Split 80%
Daily DD 4.0%
Max DD 8.0%
View Details

2-Step Classic

Price
$89.00 $62.30
Profit Target
Step 1
7.0%
Profit Target
Step 2
7.0%
Steps 2
Profit Split 80%
Daily DD 4.0%
Max DD 8.0%
View Details

1-Step Express

Price
$99.00
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

Instant Funding

Price
$429.00 $300.30
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 80%
Daily DD 6.0%
Max DD 6.0%
View Details

1-Step Express

Price
$99.00 $69.30
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

Instant Funding

Price
$249.00 $174.30
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 80%
Daily DD 6.0%
Max DD 6.0%
View Details

Instant Funding

Price
$1,099.00 $769.30
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 80%
Daily DD 6.0%
Max DD 6.0%
View Details
4.3
174 reviews
5
26
4
111
3
26
2
7
1
4
Platform Quality
4.2
Customer Support
4.3
Payout Speed
4.2
Challenge Fairness
4.3
Value for Money
4.2
Transparency
4.2
T
TickTockTrader Jul 27, 2026
3.9

does what it says

finally pulled the trigger after comparing like six firms on a spreadsheet. the scaling lets you double your account size every time you clear a payout milestone. verification took one round of documents and they didnt ask me for ten random things. trades closed at my stop exactly, no requote nonsense or sneaky slippage at the level. support actually answered and the money actually arrived, what a concept.

J
james s. Jul 27, 2026
3.8

survived the challenge

Chose them after reading through a comparison thread. fees are reasonable for what you get and the retake discount softens the blow. i had a margin scare during cpi and the platform held up without freezing. the buffer between daily loss and max loss gives you breathing room on a bad day. the scaling plan is actually motivating instead of being some impossible carrot on a stick. first withdrawal had a kyc step but it was a quick selfie and id … done in five minutes. i will renew when this account runs its course … simple as that.

R
Rafael L. Jul 26, 2026
4.3
Funded

funded on first try

Was super skeptical going in because of all teh horror stories online. the second phase target was lower than phase one which kept me sane. the profit target on phase one is ambitious but not insane. you get a real account dashboard with trade history and stats not just a balance number. idk but support remembered my previous ticket and didnt make me re-explain the whole thing. stuck with them a year now and zero regrets.

B
b. greco Jul 26, 2026
5.0

exactly what i hoped for

Honestly just wanted to see if any of these prop firms are legit at all. payouts are biweekly on funded accounts which is way better than the monthly firms. partial closes and trailing stops both worked exactly like they should. i emailed about a deduction i didnt understand and they explained it within the hour. the rules pdf is long but at least nothing is buried in tiny print. they kept their end every single time, that is the whole story.

C
camila o. Jul 26, 2026
3.8
Funded

no drama payouts

Started with a two step challenge after comparing a few options. honestly the rules made my retail trading better too … forced discipline and all that. the consistency rule is generous enough that one good day doesnt disqualify your whole payout. the consistency rule is generous compared to the firms that cap you hard. crypto and wire both supported, i did wire and it hit my bank in two business days. can you guys get in contact with this firm if I provide an acc number? their customer support hasn't replied in 7 days. i had a losing month and they did not nuke my account, just the usual rules applied. no asterisks … no surprises, just a firm that pays, love it.

M
min-ho o. Jul 22, 2026
3.8

support actually replies

I blew my first account in two days like an absolute clown. i got a small payout bonus for hitting a milestone which was unexpected. getting verified for a payout needed an id and a selfie, standard stuff, painless. kyc was painless, uploaded my id and got verified the same afternoon. i got a partial refund of my fee back with my first payout which i wasnt expecting. all in all i would point a friend their way without much hesitation.

T
thomas h. Jul 21, 2026
4.1
Funded

reliable little firm

picked this one up after a buddy kept raving about it. the profit split bumped up to 90 after i hit a couple targets and it felt earned. the verification email came instantly instead of the usual 24 hour wait. spreads are fine … nothing crazy, nothing terrible … it is a prop firm not a charity. their reset option after a breach is cheaper than buying a whole new eval. i scaled twice and each bump was a real size jump not some token gesture. boring in the best way, money shows up and nobody plays games.

C
candle_cruncher Jul 20, 2026
3.8
Funded Paid Out

three payouts deep

So i finally caved and bought a challenge here after months of lurking. my market orders fill basically where i click, slippage has been almost nothing so far. they let me run my algo as long as it is not some latency arbitrage exploit. the news trading rules are clearly listed so theres no nasty surprise after you pass. fast eval, fair rules, faster payout, top marks from me.

D
daytrade_j Jul 17, 2026
4.0
Funded

platform is rock solid

been with this firm for a few months now so i figure i owe an honest review. i requested a payout three times and all three landed inside the promised window. had one weird order rejection and they tracked it to a platform bug and credited me back. i traded indices mostly and the spreads on those were perfectly fine. i moved up an account tier and the upgrade process took all of five minutes. monthly fee on the challenge is honestly cheap compared to what others charge for the same size. the kind of firm you forget about because nothing goes wrong, which is the point.

F
fxflow Jul 17, 2026
4.6
Funded

passed second attempt

Been trading prop for like two years so i have some basis for comparison. bro execution during london open is tight enough to scalp if you are into that. their economic calendar integration is a small thing but i use it daily. i held positions over teh weekend a bunch of times and never got penalised. they sent me a little congrats email with my payout confirmation which was a nice touch. the kind of firm you forget to worry about because it just works.

No active offers for Funded Trading Plus at the moment.

Check back soon — firms refresh their promos regularly.

No payout data available for Funded Trading Plus yet.

Frequently Asked Questions

What makes Funded Trading Plus different from typical prop firms?
Funded Trading Plus stands out by offering flexible trading models, including options without strict time limits. This allows traders to progress at their own pace rather than rushing to meet deadlines.
Are there time limits on Funded Trading Plus challenges?
Some programs offer no time limits, which is a major advantage compared to traditional prop firms. However, traders still need to meet profit targets and respect all risk management rules.
How flexible are the trading conditions at Funded Trading Plus?
Funded Trading Plus is generally considered more flexible than many competitors, but this does not mean the rules are loose. Drawdown limits and risk management still apply, and violations can result in account termination.
How does Funded Trading Plus compare to firms like FTMO or FundedNext?
Funded Trading Plus is more flexible than FTMO, especially regarding time pressure, but it may not have the same long-term reputation. Compared to FundedNext, it is less aggressive in incentives but more structured in approach.
What type of trader benefits most from Funded Trading Plus?
Traders who prefer a slower, more controlled approach tend to benefit the most. It is especially suitable for those who struggle with time pressure and want to focus on consistency rather than speed.
Always do your own research. Never risk more than you can afford to lose. Last updated: