Targets & Drawdowns
Profit Target Step 1
10.0%
Daily Drawdown
3.0%
Max Drawdown
6.0%
Drawdown Type
Static
Rules
Time Limit
Unlimited
Profit Split
80%
Payout Frequency
Weekly
Min Trading Days
3 days
Additional Rules
Single-phase evaluation: Traders must reach a 10% profit target in one phase to advance to the funded Master account stage. On a $5,000 account, this means generating $500 in closed profits while respecting all drawdown rules throughout the single evaluation phase.
Minimum trading days: At least 3 distinct calendar days with at least one executed trade per day are required to pass the challenge and per funded payout cycle. There is no time limit — traders can complete the evaluation at their own pace.
Daily loss limit of 4% static: On a $5,000 account, the maximum daily loss is $200. The daily limit is calculated on the higher of the daily starting balance or current equity at any point during the day. This is tighter than the Standard's 5% but more generous than the Pro's 3%.
Maximum drawdown of 6% static: The total loss limit is fixed at 6% of the initial balance. On a $5,000 account, the absolute floor is $4,700. Both limits are static and do not trail equity, meaning profits made during the evaluation do not tighten risk parameters.
Flexible profit split on funded account: Weekly 60%, Bi-Weekly 80%, On-Demand 90% (35% consistency rule), or Monthly 100%. The split structure is identical to the 2-Step Standard, giving traders full flexibility to optimize for cashflow or maximum profit retention.
Payouts every Tuesday: Processed within 1–3 business days. $10 processing fee per transaction. Minimum withdrawal is 1% of initial balance including firm's share ($50 on a $5,000 account).
No consistency rule in evaluation: Traders can generate all profits in a single session during the 1-Step evaluation and still pass, provided minimum trading days and drawdown rules are met.
News trading in evaluation: Permitted without restrictions during the evaluation phase.
News trading in funded stage: Profits from trades within ±5 minutes of high-impact news events are excluded from the reward calculation. On-Demand payout holders are exempt from this restriction.
EAs permitted for execution and risk management. Third-party strategy EAs, arbitrage, HFT, and evaluation-passing bots prohibited. Copy trading only between own FundingPips accounts.
Weekend and overnight holding: Permitted across the evaluation phase and the funded stage.
Inactivity rule: At least one trade per 30-day window. Accounts inactive for 30 consecutive days are closed automatically.
Leverage capped at 1:50: The 1-Step uses 1:50 Forex leverage versus the Standard's 1:100. This is a critical structural difference — traders accustomed to 1:100 from other models must recalibrate position sizing to maintain the same dollar risk-per-trade within the tighter leverage constraint.
10% target with only 6% drawdown demands efficient execution: The 1-Step requires generating more profit than the total available drawdown. A trader who loses $200 early (40% of the buffer) still needs to generate $500 in profit — requiring a high net win rate and disciplined recovery from any losses sustained before hitting the target.
Single phase concentrates all risk: Without a Phase 2 to pace performance, traders must sustain discipline for the full 10% target in one continuous effort. Over-eagerness to complete quickly, particularly through larger position sizing, is the most common failure mode.
Fee refund requires 4 funded payouts: Traders who breach the funded account before the 4th payout lose the refund opportunity and must restart with a new challenge purchase.
Minimum trading days: At least 3 distinct calendar days with at least one executed trade per day are required to pass the challenge and per funded payout cycle. There is no time limit — traders can complete the evaluation at their own pace.
Daily loss limit of 4% static: On a $5,000 account, the maximum daily loss is $200. The daily limit is calculated on the higher of the daily starting balance or current equity at any point during the day. This is tighter than the Standard's 5% but more generous than the Pro's 3%.
Maximum drawdown of 6% static: The total loss limit is fixed at 6% of the initial balance. On a $5,000 account, the absolute floor is $4,700. Both limits are static and do not trail equity, meaning profits made during the evaluation do not tighten risk parameters.
Flexible profit split on funded account: Weekly 60%, Bi-Weekly 80%, On-Demand 90% (35% consistency rule), or Monthly 100%. The split structure is identical to the 2-Step Standard, giving traders full flexibility to optimize for cashflow or maximum profit retention.
Payouts every Tuesday: Processed within 1–3 business days. $10 processing fee per transaction. Minimum withdrawal is 1% of initial balance including firm's share ($50 on a $5,000 account).
No consistency rule in evaluation: Traders can generate all profits in a single session during the 1-Step evaluation and still pass, provided minimum trading days and drawdown rules are met.
News trading in evaluation: Permitted without restrictions during the evaluation phase.
News trading in funded stage: Profits from trades within ±5 minutes of high-impact news events are excluded from the reward calculation. On-Demand payout holders are exempt from this restriction.
EAs permitted for execution and risk management. Third-party strategy EAs, arbitrage, HFT, and evaluation-passing bots prohibited. Copy trading only between own FundingPips accounts.
Weekend and overnight holding: Permitted across the evaluation phase and the funded stage.
Inactivity rule: At least one trade per 30-day window. Accounts inactive for 30 consecutive days are closed automatically.
Leverage capped at 1:50: The 1-Step uses 1:50 Forex leverage versus the Standard's 1:100. This is a critical structural difference — traders accustomed to 1:100 from other models must recalibrate position sizing to maintain the same dollar risk-per-trade within the tighter leverage constraint.
10% target with only 6% drawdown demands efficient execution: The 1-Step requires generating more profit than the total available drawdown. A trader who loses $200 early (40% of the buffer) still needs to generate $500 in profit — requiring a high net win rate and disciplined recovery from any losses sustained before hitting the target.
Single phase concentrates all risk: Without a Phase 2 to pace performance, traders must sustain discipline for the full 10% target in one continuous effort. Over-eagerness to complete quickly, particularly through larger position sizing, is the most common failure mode.
Fee refund requires 4 funded payouts: Traders who breach the funded account before the 4th payout lose the refund opportunity and must restart with a new challenge purchase.
Scaling Plan
Tiered capital growth through performance: FundingPips operates a four-tier scaling program — Launchpad, Ascender, Trailblazer, and Hot Seat — that progressively increases funded capital, drawdown allowances, and profit splits as traders demonstrate consistent performance.
Launchpad scale-up: Once a trader generates a 10% profit on their funded account and meets payout eligibility, the account balance increases by 20% of the original account size and the maximum drawdown limit expands to 11%.
Ascending tiers unlock further capital: Consistent traders progress through Ascender and Trailblazer tiers, each unlocking higher capital allocations and improved conditions.
Hot Seat — the elite tier: Traders who reach Hot Seat status unlock a 100% profit split, on-demand payouts with no consistency rule, and access to capital of up to $2,000,000.
Scaling based on original account size: All balance increases are calculated from the original account size, not from any previously scaled or merged balance.
Consistent rules throughout scaling: Daily loss limit, trading rules, and platform access remain unchanged as the account scales.
Fee refund on 4th payout: Traders who pass the 1-Step evaluation and successfully reach their 4th funded payout receive a full refund of the original evaluation fee.
Launchpad scale-up: Once a trader generates a 10% profit on their funded account and meets payout eligibility, the account balance increases by 20% of the original account size and the maximum drawdown limit expands to 11%.
Ascending tiers unlock further capital: Consistent traders progress through Ascender and Trailblazer tiers, each unlocking higher capital allocations and improved conditions.
Hot Seat — the elite tier: Traders who reach Hot Seat status unlock a 100% profit split, on-demand payouts with no consistency rule, and access to capital of up to $2,000,000.
Scaling based on original account size: All balance increases are calculated from the original account size, not from any previously scaled or merged balance.
Consistent rules throughout scaling: Daily loss limit, trading rules, and platform access remain unchanged as the account scales.
Fee refund on 4th payout: Traders who pass the 1-Step evaluation and successfully reach their 4th funded payout receive a full refund of the original evaluation fee.
