FundingPips 2-Step Pro $5,000 Challenge Review – Rules, Drawdown & Scaling | PropTradingArea
Difficulty Meter Free sign up to unlock
DIFFICULTY METER
4.2 / 10
Moderate
OVERALL PASS RATE Free sign up to unlock
OVERALL PASS RATE
21.7 %
Average

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Funding Pips

2-Step Pro

2-Step Challenge Static Drawdown
Account Size $5,000
Price $29

Targets & Drawdowns

Profit Target Step 1 6.0%
Profit Target Step 2 6.0%
Daily Drawdown 3.0%
Max Drawdown 6.0%
Drawdown Type Static

Rules

Time Limit Unlimited
Profit Split 80%
Payout Frequency Weekly
Min Trading Days 3 days

Additional Rules

Two-phase evaluation with identical targets: Traders must reach a 6% profit target in both Phase 1 and Phase 2, with no time limit. On a $5,000 account, this means generating $300 in Phase 1 and $300 in Phase 2 in closed profits while respecting all drawdown rules. Unlike the Standard model, the Pro has identical targets across both phases with no reduction in Phase 2.
Minimum trading days: At least 3 distinct calendar days with at least one executed trade per day are required in each phase and per funded payout cycle.
Daily loss limit of 3% static: On a $5,000 account, the maximum daily loss is $150. The daily limit is calculated on the higher of daily starting balance or current equity at any point during the day. This is the tightest daily limit in the FundingPips lineup — significantly more restrictive than the Standard's 5% and the 1-Step's 4%.
Maximum drawdown of 6% static: The total loss limit is fixed at 6% of the initial balance. On a $5,000 account, the absolute floor is $4,700. Both limits are static and do not trail equity at any stage.
45% consistency rule applies throughout: Unlike the Standard model where the consistency rule only applies to the On-Demand payout option on the funded account, the 2-Step Pro imposes a 45% consistency rule during both evaluation phases and on the funded account. No single trading day can generate more than 45% of total profits in the current payout or phase period. Violating this does not breach the account but blocks phase completion or payout requests until the ratio normalizes through additional trading.
Profit split on funded account: Weekly 80% or Daily 80%. The Pro model does not offer the 60%/90%/100% tiered split structure available on the Standard. The Daily 80% option requires a 35% consistency score. Traders who want higher splits must transition to a Standard or 1-Step challenge.
Payouts every Tuesday (Weekly) or daily basis (Daily option): Processed within 1–3 business days. $10 processing fee per transaction. Minimum withdrawal is 1% of initial balance including firm's share ($50 on a $5,000 account).
News trading in evaluation: Permitted without restrictions during both evaluation phases.
News trading in funded stage: Profits from trades within ±5 minutes of high-impact news events are excluded from the reward calculation. The Daily payout option holders are subject to this restriction.
EAs permitted for execution and risk management. Third-party strategy EAs, arbitrage, HFT, and evaluation-passing bots prohibited. Copy trading only between own FundingPips accounts.
Weekend and overnight holding: Permitted across both evaluation phases and the funded stage.
Inactivity rule: At least one trade per 30-day window. Accounts inactive for 30 consecutive days are closed automatically.
No fee refund: The evaluation fee is not returned regardless of funded performance. Traders must factor the full cost into their risk-reward calculation upfront.
Pro vs Standard trade-off: The Pro's 6%+6% targets are lower than the Standard's 8%+5% in terms of Phase 1 requirement, but the significantly tighter 3% daily limit (vs 5%) and 6% max drawdown (vs 10%) mean the risk of breach is substantially higher. The lower entry price is traded directly against a much narrower margin for error throughout the entire evaluation.
45% consistency rule during evaluation creates execution pressure: On a $5,000 account, generating $135 in a single Phase 1 session when total profits so far are $200 means that day's contribution (67.5%) exceeds 45%, blocking Phase 1 completion until additional trading dilutes the ratio. This forces traders to spread performance across multiple sessions, eliminating fast single-session evaluations.
3% daily limit on $5,000 is extremely restrictive: With only $150 of daily risk, a single adverse trade at standard lot sizes can consume the daily allowance before any position management action is taken. Micro-lot sizing and conservative risk-per-trade are essential at this account size.

Scaling Plan

Tiered capital growth through performance: FundingPips operates a four-tier scaling program — Launchpad, Ascender, Trailblazer, and Hot Seat — that progressively increases funded capital, drawdown allowances, and profit splits as traders demonstrate consistent performance.
Launchpad scale-up: Once a trader generates a 10% profit on their funded account and meets payout eligibility, the account balance increases by 20% of the original account size and the maximum drawdown limit expands to 11%.
Ascending tiers unlock further capital: Consistent traders progress through Ascender and Trailblazer, each unlocking higher capital allocations and improved conditions.
Hot Seat — the elite tier: Traders who reach Hot Seat status unlock a 100% profit split, on-demand payouts with no consistency rule, and access to capital of up to $2,000,000.
Scaling based on original account size: All balance increases are calculated from the original account size, not from any previously scaled or merged balance.
Consistent rules throughout scaling: The daily loss limit, trading rules, and platform access remain unchanged as the account scales.
No fee refund on 2-Step Pro: Unlike the Standard and 1-Step models, the 2-Step Pro evaluation fee is not refunded regardless of how many funded payouts are achieved. The lower entry price reflects this trade-off.

Features

EA/Bot Allowed Free Dashboard News Trading Allowed No Time Limit Scaling Plan Weekend Holding