FundingPips 2-Step Standard $100,000 Challenge Review – Rules, Drawdown & Scaling | PropTradingArea
Difficulty Meter Free sign up to unlock
DIFFICULTY METER
3.7 / 10
Moderate
OVERALL PASS RATE Free sign up to unlock
OVERALL PASS RATE
22.6 %
Average

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Funding Pips

2-Step Standard

2-Step Challenge Static Drawdown
Account Size $100,000
Price $544

Targets & Drawdowns

Profit Target Step 1 8.0%
Profit Target Step 2 5.0%
Daily Drawdown 5.0%
Max Drawdown 10.0%
Drawdown Type Static

Rules

Time Limit Unlimited
Profit Split 80%
Payout Frequency Weekly
Min Trading Days 3 days

Additional Rules

Two-phase evaluation: On a $100,000 account, traders must generate $8,000 in Phase 1 and $5,000 in Phase 2 in closed profits while respecting all drawdown rules independently.
Minimum trading days: At least 3 distinct calendar days per phase and per funded payout cycle.
Daily loss limit of 5% static: On a $100,000 account, the maximum daily loss is $5,000.
Maximum drawdown of 10% static: The absolute floor is $90,000 on a $100,000 account.
Flexible profit split: Weekly 60%, Bi-Weekly 80%, On-Demand 90% (35% consistency), Monthly 100%.
Payouts every Tuesday. $10 fee per transaction. Minimum withdrawal 1% of initial balance including firm's share ($1,000 on a $100,000 account).
No consistency rule in evaluation. News trading unrestricted in evaluation. In funded, profits from ±5 minutes of high-impact news excluded (except On-Demand holders).
EAs for execution and risk management only. Copy trading between own FundingPips accounts only.
Weekend and overnight holding permitted. Inactivity rule: 30 days.
Largest 2-Step Standard account: At $100,000, this is the highest tier in the Standard lineup. The $10,000 total drawdown buffer and $5,000 daily limit represent the largest absolute dollar parameters in the model, requiring the most experienced execution to manage effectively.
Hot Seat trajectory starts here: At $100,000, reaching the Launchpad tier adds $20,000 to the account (20% of $100,000) and expands the drawdown to 11%. Reaching Hot Seat from this base unlocks $2,000,000 in capital — making this the highest-value entry point for traders with long-term scaling ambitions.
Minimum withdrawal of $1,000: On a $100,000 funded account, the minimum payout request is $1,000 (1% of balance including firm's share). This is the highest minimum payout threshold in the Standard lineup and must be earned on each payout cycle.

Scaling Plan

Tiered capital growth through performance: FundingPips operates a four-tier scaling program — Launchpad, Ascender, Trailblazer, and Hot Seat — that progressively increases funded capital, drawdown allowances, and profit splits.
Launchpad scale-up: A 10% profit on the funded account triggers a 20% balance increase and drawdown expansion to 11%.
Ascending tiers unlock further capital: Consistent traders progress through Ascender and Trailblazer, each unlocking higher allocations and improved conditions.
Hot Seat — the elite tier: 100% profit split, on-demand payouts with no consistency rule, and capital up to $2,000,000.
Scaling based on original account size: All balance increases calculated from the original account size.
Consistent rules throughout scaling: Daily loss limit, trading rules, and platform access remain unchanged as the account scales.
Fee refund on 4th payout: Full refund of the original evaluation fee after the 4th successful funded payout.

Features

EA/Bot Allowed Free Dashboard News Trading Allowed No Time Limit Scaling Plan Weekend Holding