FundingPips 2-Step Standard $10,000 Challenge Review – Rules, Drawdown & Scaling | PropTradingArea
Difficulty Meter Free sign up to unlock
DIFFICULTY METER
3.5 / 10
Easy
OVERALL PASS RATE Free sign up to unlock
OVERALL PASS RATE
22.9 %
Average

Traders who pass this challenge in our community

Funding Pips

2-Step Standard

2-Step Challenge Static Drawdown
Account Size $10,000
Price $66

Targets & Drawdowns

Profit Target Step 1 8.0%
Profit Target Step 2 5.0%
Daily Drawdown 5.0%
Max Drawdown 10.0%
Drawdown Type Static

Rules

Time Limit Unlimited
Profit Split 80%
Payout Frequency Weekly
Min Trading Days 3 days

Additional Rules

Two-phase evaluation: On a $10,000 account, traders must generate $800 in Phase 1 and $500 in Phase 2 in closed profits while respecting all drawdown rules independently in each phase.
Minimum trading days: At least 3 distinct calendar days with at least one executed trade per day are required in each phase and per funded payout cycle.
Daily loss limit of 5% static: On a $10,000 account, the maximum daily loss is $500. Calculated on the higher of daily starting balance or current equity at any point during the day.
Maximum drawdown of 10% static: The absolute floor is $9,000 on a $10,000 account. Both limits are static and do not trail equity at any stage.
Flexible profit split on funded account: Weekly 60%, Bi-Weekly 80%, On-Demand 90% (35% consistency rule applies), or Monthly 100%.
Payouts every Tuesday: Processed within 1–3 business days. $10 processing fee per transaction. Minimum withdrawal is 1% of initial balance including firm's share ($100 on a $10,000 account).
No consistency rule in evaluation: Traders can generate all profits in a single session during evaluation and still pass.
News trading in evaluation: Permitted without restrictions during both phases.
News trading in funded stage: Profits from trades within ±5 minutes of high-impact events are excluded from the reward calculation. On-Demand payout holders are exempt from this restriction.
EAs permitted for execution and risk management. Third-party strategy EAs, arbitrage, HFT, and evaluation-passing bots prohibited. Copy trading permitted only between own FundingPips accounts.
Weekend and overnight holding: Permitted across all phases and the funded stage.
Inactivity rule: At least one trade per 30-day window. Accounts inactive for 30 consecutive days are closed automatically.
Max risk per trade activates on funded account: This rule does not apply during evaluation but takes effect immediately on the Master account, requiring strategy adjustment if wide stops were used during the challenge.
35% consistency rule on On-Demand payouts: A strong single session exceeding 35% of total accumulated profits blocks the On-Demand withdrawal until further trading normalizes the ratio.
Fee refund requires 4 funded payouts: Traders who breach before the 4th payout lose the refund opportunity.

Scaling Plan

Tiered capital growth through performance: FundingPips operates a four-tier scaling program — Launchpad, Ascender, Trailblazer, and Hot Seat — that progressively increases funded capital, drawdown allowances, and profit splits as traders demonstrate consistent performance across payout cycles.
Launchpad scale-up: Once a trader generates a 10% profit on their funded account and meets payout eligibility, the account balance increases by 20% of the original account size. Alongside the capital increase, the maximum drawdown limit expands to 11%, giving traders more room to operate as they grow.
Ascending tiers unlock further capital: Beyond Launchpad, consistent traders progress through Ascender and Trailblazer tiers, each unlocking higher capital allocations and improved conditions, with the full tier structure culminating in the Hot Seat program.
Hot Seat — the elite tier: Traders who reach Hot Seat status unlock a 100% profit split, on-demand payouts with no consistency rule, and access to capital of up to $2,000,000.
Scaling based on original account size: All balance increases are calculated from the original account size, not from any previously scaled or merged balance.
Consistent rules throughout scaling: The daily loss limit, trading rules, and platform access remain unchanged as the account scales. Only the drawdown allowance and capital allocation increase at each tier.
Fee refund on 4th payout: Traders who pass the 2-Step Standard evaluation and successfully reach their 4th reward payout receive a full refund of the original evaluation fee.

Features

EA/Bot Allowed Free Dashboard News Trading Allowed No Time Limit Scaling Plan Weekend Holding