FundingPips 2-Step Standard $25,000 Challenge Review – Rules, Drawdown & Scaling | PropTradingArea
Difficulty Meter Free sign up to unlock
DIFFICULTY METER
3.6 / 10
Moderate
OVERALL PASS RATE Free sign up to unlock
OVERALL PASS RATE
22.7 %
Average

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Funding Pips

2-Step Standard

2-Step Challenge Static Drawdown
Account Size $25,000
Price $177

Targets & Drawdowns

Profit Target Step 1 8.0%
Profit Target Step 2 5.0%
Daily Drawdown 5.0%
Max Drawdown 10.0%
Drawdown Type Static

Rules

Time Limit Unlimited
Profit Split 80%
Payout Frequency Weekly
Min Trading Days 3 days

Additional Rules

Two-phase evaluation: On a $25,000 account, traders must generate $2,000 in Phase 1 and $1,250 in Phase 2 in closed profits while respecting all drawdown rules independently in each phase.
Minimum trading days: At least 3 distinct calendar days with at least one executed trade per day are required in each phase and per funded payout cycle.
Daily loss limit of 5% static: On a $25,000 account, the maximum daily loss is $1,250. Calculated on the higher of daily starting balance or current equity during the day.
Maximum drawdown of 10% static: The absolute floor is $22,500 on a $25,000 account.
Flexible profit split on funded account: Weekly 60%, Bi-Weekly 80%, On-Demand 90% (35% consistency), Monthly 100%.
Payouts every Tuesday. $10 fee per transaction. Minimum withdrawal 1% of initial balance including firm's share ($250 on a $25,000 account).
No consistency rule in evaluation. News trading unrestricted in evaluation. In funded stage, profits from ±5 minutes of high-impact news events excluded from reward (except On-Demand holders).
EAs for execution and risk management only. Third-party strategy EAs, arbitrage, HFT prohibited. Copy trading between own FundingPips accounts only.
Weekend and overnight holding permitted. Inactivity rule: 30 days.
Phase 2 with shared drawdown pressure: On a $25,000 account, Phase 2 begins with the same drawdown counter reset but the balance carries over. A Phase 1 that stretched the drawdown leaves Phase 2 requiring careful, disciplined management to close the $1,250 target without consuming the remaining buffer.
Daily limit at $25,000 creates meaningful per-session pressure: The $1,250 daily limit can be consumed by a single over-sized position at 1:100 leverage, particularly on XAUUSD or volatile indices. Position sizing discipline is essential at every stage.

Scaling Plan

Tiered capital growth through performance: FundingPips operates a four-tier scaling program — Launchpad, Ascender, Trailblazer, and Hot Seat — that progressively increases funded capital, drawdown allowances, and profit splits as traders demonstrate consistent performance across payout cycles.
Launchpad scale-up: Once a trader generates a 10% profit on their funded account and meets payout eligibility, the account balance increases by 20% of the original account size and the maximum drawdown limit expands to 11%.
Ascending tiers unlock further capital: Consistent traders progress through Ascender and Trailblazer tiers, each unlocking higher capital allocations and improved conditions.
Hot Seat — the elite tier: Traders who reach Hot Seat status unlock a 100% profit split, on-demand payouts with no consistency rule, and access to capital of up to $2,000,000.
Scaling based on original account size: All balance increases are calculated from the original account size, not from any previously scaled or merged balance.
Consistent rules throughout scaling: The daily loss limit, trading rules, and platform access remain unchanged as the account scales.
Fee refund on 4th payout: Traders who pass the evaluation and reach their 4th reward payout receive a full refund of the original evaluation fee.

Features

EA/Bot Allowed Free Dashboard News Trading Allowed No Time Limit Scaling Plan Weekend Holding