Top One Trader $100K Challenge – Fast Payouts or Just Hype? – $100,000 1-Step Account | PropTradingArea
Difficulty Meter Free sign up to unlock
DIFFICULTY METER
4.5 / 10
Moderate
OVERALL PASS RATE Free sign up to unlock
OVERALL PASS RATE
21.2 %
Average

Traders who pass this challenge in our community

Top One Trader

Instant Funding

1-Step Challenge Trailing Drawdown
Account Size $100,000
Price $1,142 $685 Save $457

Targets & Drawdowns

Daily Drawdown 3.0%
Max Drawdown 6.0%
Drawdown Type Trailing

Rules

Time Limit Unlimited
Profit Split 90%
Payout Frequency BI-weekly

Additional Rules

Consistency rule: No single trading day can exceed 50% of total profits (30% on funded accounts)

News trading: Restricted during high-impact news (no trades within ±5 minutes)

Weekend holding: Not allowed unless an add-on is purchased

Expert Advisors (EAs): Allowed during challenge phase

Copy trading: Not allowed

Minimum trading days: At least 3 profitable days required for payout

Inactivity rule: Account becomes inactive after 30 days without trading

Max lot size: No fixed limit, but excessive risk-taking may lead to violations

Soft breach: Positions may be closed, but account remains active

Hard breach: Account is terminated upon major rule violations

Drawdown lock: Maximum drawdown is locked after first payout

Daily pause rule: Trading may be temporarily restricted after hitting daily limits

Scaling Plan

The core of this plan is the Balance Doubling mechanism, which provides the fastest path to significant capital.
Balance Doubling Milestone: Your account balance can double (e.g., from $100,000 to $200,000) every time you reach a 10% net profit target on your current starting balance.
The Exponential Path: This doubling can continue at every 10% profit milestone:

$100,000 → $200,000
$200,000 → $400,000
$400,000 → $800,000
$800,000 → $1,600,000

Maximum Ceiling: You can scale your account up to a maximum of $1,280,000 through the doubling process.
Profit Split Upgrade: Your profit share increases automatically based on your withdrawal history:
1st Withdrawal: 60% Trader / 40% Firm.
2nd Withdrawal: 70% Trader / 30% Firm.
3rd Withdrawal: 80% Trader / 20% Firm.
4th Withdrawal & Beyond: 90% Trader / 10% Firm.
Capital Retention: When you scale to the next level, you are typically allowed to withdraw your profits, leaving only a small "growth buffer" (usually 5% of the initial balance) to secure the new account size.
Maximum Managed Capital: Beyond the doubling plan, the firm allows for a total combined allocation of up to $5,000,000 for high-performing traders across all accounts.

Features

Bi-Weekly Payouts EA/Bot Allowed News Trading Allowed No Minimum Trading Days No Time Limit Scaling Plan Weekend Holding