Top One Trader $100K Challenge – Fast Payouts or Just Hype? – $100,000 1-Step Account | PropTradingArea
Difficulty Meter Free sign up to unlock
DIFFICULTY METER
4.3 / 10
Moderate
OVERALL PASS RATE Free sign up to unlock
OVERALL PASS RATE
21.5 %
Average

Traders who pass this challenge in our community

Top One Trader

Instant Prime

1-Step Challenge Trailing Drawdown
Account Size $100,000
Price $798

Targets & Drawdowns

Daily Drawdown 2.5%
Max Drawdown 5.0%
Drawdown Type Trailing

Rules

Time Limit Unlimited
Profit Split 90%
Payout Frequency BI-weekly

Additional Rules

Consistency rule: No single trading day can exceed 50% of total profits (30% on funded accounts)

News trading: Restricted during high-impact news (no trades within ±5 minutes)

Weekend holding: Not allowed unless an add-on is purchased

Expert Advisors (EAs): Allowed during challenge phase

Copy trading: Not allowed

Minimum trading days: At least 3 profitable days required for payout

Inactivity rule: Account becomes inactive after 30 days without trading

Max lot size: No fixed limit, but excessive risk-taking may lead to violations

Soft breach: Positions may be closed, but account remains active

Hard breach: Account is terminated upon major rule violations

Drawdown lock: Maximum drawdown is locked after first payout

Daily pause rule: Trading may be temporarily restricted after hitting daily limits

Scaling Plan

Balance Doubling Milestone: Your account balance doubles (e.g., from $100,000 to $200,000) every time you reach a 10% net profit milestone based on your starting capital.
The Scaling Ladder: You can scale exponentially at every 10% profit interval:

$100,000 → $200,000
$200,000 → $400,000
$400,000 → $800,000

Maximum Ceiling: The doubling process can take you up to a staggering $1,280,000 in total managed capital.
Elite Profit Split: Prime accounts feature the best profit-sharing structure at Top One:
1st Payout: 80% Trader / 20% Firm.
2nd Payout: 90% Trader / 10% Firm.
3rd Payout & Beyond: 100% Trader / 0% Firm (if the 100% split add-on is active or earned via milestones).
Locked Drawdown: Upon your first payout, your trailing drawdown locks permanently at $100,000. It stops moving up, meaning any profit you make thereafter acts as a direct addition to your safety buffer.

Features

Bi-Weekly Payouts EA/Bot Allowed News Trading Allowed No Minimum Trading Days No Time Limit Scaling Plan Weekend Holding