Top One Trader $5K Challenge – Fast Payouts or Just Hype? – $5,000 2-Step Account | PropTradingArea
Difficulty Meter Free sign up to unlock
DIFFICULTY METER
3.6 / 10
Moderate
OVERALL PASS RATE Free sign up to unlock
OVERALL PASS RATE
22.7 %
Average

Traders who pass this challenge in our community

Top One Trader

Two-Step Plus

2-Step Challenge Static Drawdown
Account Size $5,000
Price $78

Targets & Drawdowns

Profit Target Step 1 10.0%
Profit Target Step 2 5.0%
Daily Drawdown 4.0%
Max Drawdown 10.0%
Drawdown Type Static

Rules

Time Limit Unlimited
Profit Split 80%
Payout Frequency BI-weekly
Min Trading Days 5 days

Additional Rules

Consistency rule: No single trading day can exceed 50% of total profits (30% on funded accounts)

News trading: Restricted during high-impact news (no trades within ±5 minutes)

Weekend holding: Not allowed unless an add-on is purchased

Expert Advisors (EAs): Allowed during challenge phase

Copy trading: Not allowed

Minimum trading days: At least 3 profitable days required for payout

Inactivity rule: Account becomes inactive after 30 days without trading

Max lot size: No fixed limit, but excessive risk-taking may lead to violations

Soft breach: Positions may be closed, but account remains active

Hard breach: Account is terminated upon major rule violations

Drawdown lock: Maximum drawdown is locked after first payout

Daily pause rule: Trading may be temporarily restricted after hitting daily limits

Scaling Plan

Balance Increases: The account balance is eligible to increase by 25% of the original starting balance every 3 months.
Qualification Criteria:
Profit Target: You must achieve a total cumulative profit of at least 10% over a 3-month period.
Consistency: You must have received at least two payouts within those three months.
Account Standing: The account must be in profit at the time of the scaling request.
Maximum Ceiling: Through continuous performance, you can scale your total virtual capital up to $5,000,000.
Profit Split Progression: Unlike the Flash model, the Two-Step Plus usually starts at a higher base. As you scale, your profit split can reach a maximum of 90% / 10% in favor of the trader.
Drawdown Benefit: As your account balance increases through scaling, your Daily Loss Limit (5%) and Max Loss Limit (10%) are calculated based on the new, higher balance, giving you more absolute room in dollars to manage your risk.

Features

Bi-Weekly Payouts EA/Bot Allowed News Trading Allowed No Minimum Trading Days No Time Limit Scaling Plan Weekend Holding