Earn2Trade vs FXIFY Futures — Full Comparison 2026
Two futures prop firms. Both accept US clients. Both cap maximum allocation at $400,000. Both prohibit overnight and weekend holding. The similarities stop there. Earn2Trade has been in this space since 2016 — the oldest name in futures evaluation, built around education and structured progression. FXIFY Futures launched in 2025 — the futures arm of a firm that already had forex figured out, now applying the same clean rulebook to a different market. One is a school with a trading floor. The other is a trading floor that expects you to already know the curriculum.
Full Earn2Trade Review
Full FXIFY Futures Review
Quick Comparison Table
| Feature | Earn2Trade | FXIFY Futures | Winner |
|---|---|---|---|
| Founded | 2016 | 2023 (Futures: 2025) | 🏆 Earn2Trade |
| Trustpilot Score | 4.7 ⭐ (4,790 reviews) | 4.5 ⭐ (new) | 🏆 Earn2Trade |
| Hidden Rules Meter | 2.0/10 | 1.3/10 | 🏆 FXIFY Futures |
| Trust Score | 4.3/5 | 4.5/5 | 🏆 FXIFY Futures |
| Pass Rate | 26% | 31% | 🏆 FXIFY Futures |
| Max Allocation | $400,000 | $400,000 | Draw |
| Fee Model | Monthly subscription | One-time + monthly (Standard/Expert) | 🏆 FXIFY Futures |
| Entry Price | $60 (TCP25 discounted) | Varies by program | 🏆 Earn2Trade |
| Profit Split | 80% | 80–100% | 🏆 FXIFY Futures |
| Leverage | 1:100 | 1:100 | Draw |
| Commissions | Not specified | $3/lot | Draw |
| US Clients | Accepted | Accepted | Draw |
| Expert Advisors | Allowed | Prohibited | 🏆 Earn2Trade |
| Copy Trading | Prohibited | Allowed with approval | 🏆 FXIFY Futures |
| News Trading | Allowed | Allowed (restricted on Lightning/Instant) | 🏆 Earn2Trade |
| Overnight Holding | Prohibited | Prohibited | Draw |
| Weekend Holding | Prohibited | Prohibited | Draw |
| Funding Model | Partner prop firm | Third-party (recommendation only) | 🏆 Earn2Trade |
| Withdrawal Cap | $4,000 (LiveSim®) | $5K–$10K per cycle | 🏆 FXIFY Futures |
| Discount Code | PTAREA (60% off) | AREA (40% off) | 🏆 Earn2Trade |
Challenge Programs & Pricing
Earn2Trade
The Gauntlet Mini™ — one-time evaluation, 1-Step
| Account Size | Discounted Fee | Daily DD | Max DD | Profit Split |
|---|---|---|---|---|
| $25,000 | $68 | 2.2% | 4.0% | 80% |
| $50,000 | $68 | 2.2% | 4.0% | 80% |
| $100,000 | $126 | 2.2% | 4.0% | 80% |
| $150,000 | $150 | 2.2% | 4.0% | 80% |
| $200,000 | $220 | 2.2% | 3.0% | 80% |
▪ Minimum 10 trading days required
▪ 30% daily PnL cap — no single day can exceed 30% of total evaluation profits
▪ Progression Ladder applies — contract limits increase as you advance through levels
▪ Rebilling does not reset the evaluation — subscription continues until you pass or cancel
Trader Career Path® (TCP) — subscription-based, structured levels
| Program | Account Size | Discounted Fee | Daily DD | Max DD | Profit Split |
|---|---|---|---|---|---|
| TCP25 | $25,000 | $60 | 2.2% | 6.0% | 80% |
| TCP50 | $50,000 | $76 | 2.2% | 6.0% | 80% |
| TCP100 | $100,000 | $76 | 2.2% | 6.0% | 80% |
▪ One free reset after every rebill
▪ 30% daily PnL cap applies across all TCP levels
▪ Progression Ladder applies — exceeding contract limits blocks account until next CME trading day
▪ Use code PTAREA for 60% off — check live pricing at Earn2Trade
View all Earn2Trade challenges & prices
FXIFY Futures
Standard & Expert Programs — classic evaluation with monthly fees
| Model | Account Size | Profit Target | Daily Loss | Max Loss | Consistency | Split |
|---|---|---|---|---|---|---|
| Standard | $50,000 | $3,000 | $1,000 | $2,000 trailing | 30% best day | 80% |
| Standard | $100,000 | $6,000 | $2,000 | $4,000 trailing | 30% best day | 80% |
| Standard | $150,000 | $9,000 | $3,000 | $6,000 trailing | 30% best day | 80% |
| Expert | $50,000 | $3,500 | $1,500 | $2,500 trailing | 40% best day (funded) | 90% |
| Expert | $100,000 | $7,000 | $3,000 | $4,500 trailing | 40% best day (funded) | 90% |
| Expert | $150,000 | $10,000 | $4,500 | $6,000 trailing | 40% best day (funded) | 90% |
Lightning & Instant Funding — fast track and no-evaluation options
| Model | Profit Target | Daily Loss | Max Loss | Consistency | Split |
|---|---|---|---|---|---|
| Lightning | 5% | 3% | 4% trailing | 30% best day | 80–90% |
| Instant Funding | None | 8% | 8% trailing | Varies | 80–90% |
▪ Standard and Expert: monthly fees apply — total cost is higher than a one-time challenge fee once you factor in the activation fee
▪ 2% buffer zone near max drawdown — entering this zone may make you ineligible for payouts before you technically breach
▪ First payout: available 14 days after first funded trade | Bi-weekly thereafter
▪ Payout caps: $5,000 per cycle on $50K | $10,000 per cycle on $100K
▪ Use code AREA for 40% off — check live pricing at FXIFY Futures
View all FXIFY Futures challenges & prices
FXIFY Futures wins on profit split ceiling (up to 100%) and pass rate (31% vs 26%). Earn2Trade wins on entry price after the 60% PTAREA discount — TCP25 at $60 is one of the most accessible futures evaluation entries available. The monthly fee model on FXIFY's Standard and Expert programs means longer evaluations cost more than the headline price suggests.
🏆 Winner: FXIFY Futures
News Trading
Earn2Trade
▪ News trading allowed — no explicit ban in T&C
▪ All positions and working orders must be closed between 3:50 PM CT and 5:00 PM CT daily — the daily market closure window
▪ 30% daily PnL cap is the real constraint — a single exceptional news day generating more than 30% of total evaluation profits disqualifies the entire evaluation
News trading is technically allowed — but the 30% daily PnL cap means your best trade can become your worst decision. One standout NFP day that accounts for too much of your total profit, and the evaluation is void regardless of everything else you did right.
FXIFY Futures
▪ Standard and Expert: news trading fully allowed — no specific restrictions
▪ Lightning and Instant Funding: restricted during certain high-impact macroeconomic events
▪ Slippage during events like NFP or FOMC can breach your daily drawdown limit even with a correctly placed stop — drawdown is monitored in real time, slippage gets no exception
Both firms allow news trading on their main evaluation programs. FXIFY Futures wins on clarity — the restriction is program-specific and upfront. Earn2Trade's 30% daily PnL cap is the more dangerous rule for news traders because it can invalidate a perfectly executed evaluation after the fact.
🏆 Winner: FXIFY Futures
Expert Advisors
Earn2Trade
▪ EAs allowed — automated trading permitted across evaluation and funded accounts
▪ EAs that exploit platform errors or manipulate the trading environment: prohibited
▪ Ultra-fast execution tools designed to gain unfair advantage: prohibited
▪ Trade copiers: explicitly prohibited — including to pass multiple accounts simultaneously
FXIFY Futures
▪ EAs strictly prohibited on all account types — evaluation and funded
▪ Algorithmic trading of any kind: not allowed
▪ Applies across all programs — Standard, Expert, Lightning and Instant Funding
▪ Note for traders coming from FXIFY Forex: the CFD side allows EAs on certain programs — the futures side does not
This is the clearest differentiator between the two firms. If automation is part of your strategy, Earn2Trade is the only option here. FXIFY Futures is manual traders only, full stop.
🏆 Winner: Earn2Trade
Copy Trading
Earn2Trade
▪ Trade copiers: explicitly prohibited across all accounts — evaluation and funded
▪ Using copiers to pass multiple accounts simultaneously: results in receiving only one funded account, no refunds on the rest
▪ Trading on behalf of others: prohibited
▪ Coordinated trading across connected accounts: prohibited
FXIFY Futures
▪ Copy trading allowed — but requires prior approval from support before you begin
▪ Copying between your own FXIFY accounts: allowed with approval
▪ Copying from a personal account into FXIFY: master account statement required
▪ Copying from external third-party accounts or signal providers: strictly prohibited
▪ Tradovate — the primary platform — has built-in copy trading tools across web, desktop and mobile
FXIFY Futures wins — copy trading is on the table with the right approval process. At Earn2Trade, it's a hard no regardless of circumstances. The approval requirement at FXIFY is an extra step, but it's a step that leads somewhere.
🏆 Winner: FXIFY Futures
Drawdown & Risk Rules
Earn2Trade
| Program | Daily DD | Max DD | Type | Daily PnL Cap |
|---|---|---|---|---|
| Gauntlet Mini | 2.2% | 3–6% | Static | 30% of total PnL |
| TCP25/50/100 | 2.2% | 6% | Static | 30% of total PnL |
▪ Progression Ladder — contract limits enforced at each evaluation level; breach blocks account until next CME trading day
▪ Intentional Progression Ladder violations: evaluation removed without refund, ineligibility for funding
▪ LiveSim® funded accounts: maximum withdrawal $4,000 regardless of account size
FXIFY Futures
| Program | Daily Loss | Max Loss | Type | Consistency |
|---|---|---|---|---|
| Standard | $1K–$3K | $2K–$6K | Trailing | 30% best day |
| Expert | $1.5K–$4.5K | $2.5K–$6K | Trailing | 40% best day (funded) |
| Lightning | 3% | 4% | Trailing | 30% best day |
| Instant Funding | 8% | 8% | Trailing | Varies |
▪ 2% buffer zone near maximum drawdown — entering this zone may make you ineligible for payouts before you technically breach
▪ Trailing drawdown applies across all programs — the floor moves against you as you profit
Earn2Trade uses static drawdown across all programs — the floor doesn't move. FXIFY Futures uses trailing drawdown across all programs — it does. For traders who run up early profits, static drawdown is structurally more forgiving. The 2% buffer zone at FXIFY is worth understanding before you size up near the limit.
🏆 Winner: Earn2Trade
Consistency Rules
Earn2Trade
▪ 30% daily PnL cap — no single trading day can exceed 30% of your total PnL over the course of the evaluation
▪ Applies to both Gauntlet Mini and Trader Career Path programs
▪ Minimum 10 trading days required to complete evaluation
▪ 5 consecutive inactive days: account flagged
FXIFY Futures
▪ Standard: 30% best day consistency rule — applies during evaluation
▪ Expert: 40% best day consistency rule — applies on funded accounts only
▪ Lightning: 30% best day consistency rule
▪ Inactivity: account not activated within 30 days of purchase — access suspended. No trades for 2 consecutive months — contract may be terminated
Both firms use a best-day consistency cap — the structure is the same, the numbers are nearly identical. The practical difference: Earn2Trade's cap applies during evaluation only, FXIFY Expert's tighter 40% cap kicks in on the funded side where it matters most for payout eligibility.
🏆 Winner: Earn2Trade
Funding Model & Payouts
Earn2Trade
▪ Passing the evaluation leads to a LiveSim® funded account through a partner prop firm
▪ Maximum withdrawal: $4,000 regardless of account size — to withdraw the full amount, trader must reach $5,000 profit (20% deducted by partner firm)
▪ Profit split: 80%
▪ LiveSim accounts inactive for 120 days: disabled
▪ Subscription auto-renews 30 days after initial purchase — no refunds after purchase
FXIFY Futures
▪ Passing the challenge earns you a recommendation to a third-party FXIFY Trader program — which makes the final funding decision independently
▪ The third-party provider can reject candidates for any reason — passing is necessary but not sufficient
▪ First payout: available 14 days after first funded trade | Bi-weekly thereafter
▪ Payout caps: $5,000 per cycle on $50K | $10,000 per cycle on $100K
▪ Profit split: 80–100% depending on program
Both firms use a third-party or partner model for actual funding — passing the evaluation is not the same as receiving capital at either firm. FXIFY Futures is more explicit about this: passing earns a recommendation, not a funded account. Earn2Trade's $4,000 withdrawal cap is the most significant limitation on the funded side and one that catches most traders off guard after they've already passed.
🏆 Winner: FXIFY Futures
Forbidden Trading Practices
| Practice | Earn2Trade | FXIFY Futures |
|---|---|---|
| Expert Advisors | ✅ Allowed (non-exploitative) | ❌ Prohibited — all programs |
| Copy Trading | ❌ Prohibited | ✅ Allowed with prior approval |
| News Trading | ✅ Allowed — 30% PnL cap applies | ✅ Allowed (restricted on Lightning/Instant) |
| Overnight Holding | ❌ Prohibited | ❌ Prohibited — auto-closed 4:59 PM EST |
| Weekend Holding | ❌ Prohibited | ❌ Prohibited |
| HFT / Ultra-fast execution | ❌ Prohibited | ❌ Prohibited |
| Statistical arbitrage | Not specified | ❌ Prohibited |
| Gap trading | Not specified | ❌ Prohibited — within 2hrs of 2hr+ closure |
| Account rolling | ⚠️ Restricted — one funded account if copiers used | ❌ Prohibited |
| Hedging across accounts | ❌ Prohibited | ❌ Prohibited |
| Progression Ladder breach | ⚠️ Account blocked until next CME day | Not applicable |
| Public complaints | Not specified | ⚠️ FXIFY reserves right to legal action |
The social media clause at FXIFY Futures stands out — the firm explicitly reserves the right to take legal action against customers who post public complaints, even if the content is not defamatory or misleading. It's broader than anything in Earn2Trade's T&C and worth reading before you sign up.
At this point in the comparison, Earn2Trade and FXIFY Futures feel like two different types of professional certification. One requires you to demonstrate your competence step by step, on a structured ladder, before handing you the keys. The other hands you a rulebook, points at the door, and trusts that you've already read it. Both get you to the same place. The journey looks very different.
Pass Probability Analysis
Earn2Trade at 26%, FXIFY Futures at 31%. The gap reflects the Progression Ladder and the 30% daily PnL cap at Earn2Trade — two structural features that most forex-background traders underestimate until they've already failed once. Check Earn2Trade trader reviews and FXIFY Futures trader reviews for first-hand experience.
These figures are based on our Difficulty Score formula, incorporating drawdown type, profit targets, daily loss limits, consistency rules, and time restrictions. They are estimates based on publicly available challenge parameters and community data — not guaranteed outcomes.
Earn2Trade — by program:
▪ TCP25/50/100: highest probability — 6% static max DD, structured reset on rebill, lower cost entry
▪ Gauntlet Mini $200K: lowest — tightest max DD at 3% compresses margin for error significantly
▪ All programs: 30% daily PnL cap is the hidden difficulty multiplier — a single exceptional day voids the evaluation
FXIFY Futures — by program:
▪ Standard $100K: highest probability — $4,000 trailing drawdown with $6,000 target provides reasonable ratio
▪ Expert: moderate — higher profit targets offset by higher split and more generous daily loss limits
▪ Lightning: lower — 4% trailing max DD with 3-7 day window is the tightest combination in this comparison
▪ Instant Funding: most accessible entry — no profit target, but 8% trailing DD requires disciplined sizing from day one
🏆 Winner: FXIFY Futures
Difficulty Score
| Firm | Difficulty | Pass Rate |
|---|---|---|
| Earn2Trade | Moderate — static DD, structured ladder | 26% |
| FXIFY Futures | Moderate — trailing DD, no ladder | 31% |
Earn2Trade scores harder primarily because of the Progression Ladder and 30% daily PnL cap — two rules with no direct equivalent at FXIFY Futures. Static drawdown partially offsets this. FXIFY Futures scores easier because rules are fewer and more straightforward — trailing drawdown is the main structural challenge, and it's at least a familiar concept for most experienced traders.
Best For Each Trading Style
| Trading Style | Best Choice | Why |
|---|---|---|
| EA / Automated Traders | Earn2Trade | Only firm in this comparison that allows EAs |
| Copy Traders | FXIFY Futures | Allowed with prior approval — prohibited at Earn2Trade |
| News Traders | FXIFY Futures | No PnL cap risk — Earn2Trade's 30% cap can void evaluation after a single news day |
| Beginners / Education Focus | Earn2Trade | 10 years in the space, structured Progression Ladder, educational resources |
| High Profit Split Priority | FXIFY Futures | Up to 100% split on Expert vs Earn2Trade's 80% ceiling |
| Budget Entry | Earn2Trade | TCP25 at $60 with PTAREA code — lowest futures entry on this comparison |
| US Clients | Draw | Both accept US clients — rare in futures prop trading |
| Experienced Manual Traders | FXIFY Futures | Cleaner ruleset, higher pass rate, better payout structure |
Final Score
| Category | Earn2Trade | FXIFY Futures |
|---|---|---|
| Challenge Programs & Pricing | 8/10 | 8/10 |
| News Trading | 7/10 | 8.5/10 |
| Expert Advisors | 9/10 | 4/10 |
| Copy Trading | 4/10 | 7.5/10 |
| Drawdown Rules | 8/10 | 7/10 |
| Consistency Rules | 7/10 | 7.5/10 |
| Funding & Payouts | 6/10 | 8/10 |
| Rule Transparency | 8.5/10 | 9/10 |
| Hidden Rules Meter | 2.0/10 | 1.3/10 |
| Pass Rate | 26% | 31% |
| Trustpilot | 4.7 ⭐ (4,790 reviews) | 4.5 ⭐ (new) |
| Overall | 7.5/10 | 8/10 |
Final Verdict
This is a closer comparison than the scores suggest — and the right answer depends almost entirely on how you trade.
FXIFY Futures edges ahead on pass rate, profit split ceiling, payout structure, and rule clarity. The Hidden Rules Meter of 1.3/10 is the lowest score on our current futures rankings — what you see is what you get. The third-party funding model and the social media clause are the two things worth reading carefully before you commit, but neither changes the fundamental quality of the evaluation structure.
Earn2Trade is the right choice if you run EAs, if you're newer to futures and want a structured educational path, or if you want the most affordable entry point in the space. A 4.7/5 Trustpilot score across nearly 5,000 reviews is the strongest social proof in futures prop trading — and that doesn't happen by accident over ten years. The $4,000 LiveSim withdrawal cap and the 30% daily PnL cap are the two rules to understand before you start.
The rule to read twice on each side: Earn2Trade's 30% daily PnL cap — a single exceptional trading day that generates too much of your total evaluation profit voids the entire evaluation, not just that day. FXIFY Futures' third-party funding model — passing both the challenge and verification earns you a recommendation, not a funded account. The third party makes the final call independently.
Current Offers
▪ Earn2Trade Offers & Discounts — use code PTAREA for 60% off
▪ FXIFY Futures Offers & Discounts — use code AREA for 40% off
