Lark Funding
Lark Funding has been around since 2021 and stays quiet enough that you almost forget it exists. The rules are not the cleanest in the space and the pass rate won't make you optimistic. Fine if you've run out of better options. Just read the T&Cs first.
(34% of complaints)
Who Is This Firm For?
About Lark Funding
The catch is a pass rate that won't inspire confidence and a hidden rules score that suggests "fewer restrictions" and "no restrictions" are not the same thing. Read the T&Cs before you get too comfortable with the flexibility narrative.
- Founded
- 2022
- Max Allocation
- $200,000
- Leverage
- 1:100
- Commissions
- $7/lot
Pros
- - No time limits across all models — trade at your own pace
- - No consistency requirements on any model
- - Weekend holding allowed across all account types
- - Up to 90% profit split with $200K max allocation
- - Custom EAs allowed with unique parameters
- - Instant Funding available with no profit target
Cons
- - $10,000 per-trade profit cap — profits above trimmed, 3 violations = termination
- - "Too risky" discretionary clause — firm can force retake, refund or deny progression
- - Strategy consistency enforced by pattern recognition — no clear defined metrics
- - Over-aggressive news trading flagged at discretion — no defined threshold
- - Single Share Equity CFDs must close before earnings — instant hard breach if violated
- - Discretion-based enforcement creates uncertainty when things go wrong
Decent, with caveats
Been using them for long enough to form a balanced opinion. Support is helpful on simple issues but struggles with anything complex. Competent but not memorable.— Verified Trader (samir p.) See all reviews
The $10K profit cap applies per trade including partial closes — if you're scaling winners, factor this in before you size up. The "too risky" clause has no defined threshold — if your strategy gets flagged, the outcome is at the firm's discretion. Trade the same way in the challenge as you plan to trade funded — consistency is monitored by pattern recognition, not strict metrics. Close all Single Share Equity CFD positions before any earnings release or it's an instant hard breach.
Trading Conditions
Drawdown System
- 1-Step: ~4% daily, ~8% max
- 2-Step Phase 1: ~4% daily, ~8% max
- 2-Step Phase 2: ~4% daily, ~8% max
- Instant Funding: ~2% daily, ~4% max
- No consistency rules on any model
- No time limits on any model
- Max allocation: ~$200K
- Inactivity: not clearly defined — assume ~30 day industry norm
High-Frequency & Fast Trading
- Not Allowed:
- HFT and arbitrage-based EAs
- Gold arbitrage systems
- Off-the-shelf and challenge-passing EAs
- Shared strategies and signal copying
- Exploiting pricing errors or latency across platforms
- Front-running external trades
- $10K per-trade profit cap — excess trimmed automatically, 3 violations = termination
Low Liquidity & Timing
- News trading allowed — over-aggressive execution flagged at firm's discretion
- Single Share Equity CFDs: must close before earnings releases — instant hard breach and profit removal
- Weekend holding: allowed on all models
- No specific session time restrictions beyond earnings CFD rule
- Strategy consistency enforced by pattern recognition between evaluation and funded stage
Loss-Chasing & Gambling
- Not Allowed:
- All-in trades that can breach limits in one move
- Gambling behavior and poor risk management
- Trading patterns that jeopardize broker relationships
- Account sharing — original buyer only
- Signal copying and shared strategy execution
- One active account per challenge level unless approved
- Chargebacks — permanent ban and loss of account access
Risk Management
- $10K per-trade profit cap: partial closes count as one trade — 3 violations trigger termination
- Too risky clause: firm can force retake, issue refund or deny progression at discretion
- Strategy consistency: switching between evaluation and funded monitored by pattern recognition
- Custom EAs: allowed only with unique parameters — not same as other traders
- One active account per challenge level unless explicitly approved
- Insider information and front-running external trades: strictly prohibited
Lark Funding - Forbidden Trading Practices
Exploiting pricing errors, latency, or arbitrage opportunities — across platforms or accounts
Using insider information or front-running external trades
Gambling behavior & poor risk management
- “All-in” trades that can breach limits in one move
- $10,000 max profit per trade cap (violations trimmed, repeated breaches = termination)
Third-party strategies & non-original trading
- Off-the-shelf EAs
- Challenge-passing bots
- Signal copying / shared strategies
Strategy inconsistency
- Using one strategy to pass and another on funded → violation
Market abuse & broker risk
- Trading patterns that may “jeopardize broker relationships”
- Any activity flagged as too risky at the firm’s discretion
Equity CFD restrictions
- Holding positions into earnings → instant hard breach
The $10K profit cap is where things get interesting — it’s basically like being told you can win at the casino, just not too much, because at that point it becomes suspiciously inconvenient for the house.
News Trading
News trading is allowed
However:
- Over-aggressive trading around news can be flagged as risky behavior
- Falls under discretionary enforcement
Single Share Equity CFDs:
- Must be closed before earnings releases
- Violation = instant hard breach + profit removal
So yes, you can trade the news — just don’t actually behave like someone trying to make money from it. Subtle difference, apparently.
Expert Advisors
EAs are allowed — with restrictions
Not allowed:
- Off-the-shelf EAs
- Challenge-passing bots
- HFT / arbitrage-based EAs
- Gold arbitrage systems
Allowed:
- Custom EAs
- Individual strategies with unique parameters
In other words, you can absolutely use an EA — as long as it’s not the same one everyone else is using, and doesn’t actually exploit anything efficiently. A very “bring your own homework, but make sure it looks different” type of rule.
Copy Trading
Signal trading / shared execution → prohibited
Account sharing → prohibited
Accounts must be used by the original buyer only
One active account per challenge level unless approved
Account Models — Overview
| Model | Profit Target | Daily Loss | Max Loss | Consistency | Time Limit | Payout Split |
|---|---|---|---|---|---|---|
| 1-Step | ~8% | ~4% | ~8% | None | None | Up to 90% |
| 2-Step (Phase 1) | ~8% | ~4% | ~8% | None | None | Up to 90% |
| 2-Step (Phase 2) | ~5% | ~4% | ~8% | None | None | Up to 90% |
| Instant Funding | No target | ~2% | ~4% | None | None | Up to 90% |
Max allocation: ~$200K
No time limits across models
Exact parameters vary — check before purchase.
Special Clauses Worth Noting
$10,000 Per-Trade Profit Cap
- Any trade above $10K → trimmed
- Partial closes still count as one trade
- 3 violations → account termination
This effectively kills any strategy that relies on scaling winners aggressively.
“Too Risky” Clause
If considers your strategy:
“too risky”
They can:
- force a retake
- refund you
- or deny progression
This is one of those rules that reads harmless until you realize it’s basically the prop firm equivalent of “we’ll let you know if we don’t like what you’re doing.” Which is comforting in the same way vague medical symptoms are.
Strategy Consistency Rule
Switching strategies between evaluation and funded:
→ violation
Enforced based on pattern recognition, not strict metrics.
Inactivity & Weekend Holding
Inactivity → not clearly defined (assume ~30 days industry norm)
Weekend holding → allowed
Disputes Policy
Chargebacks → strictly prohibited
May result in:
- permanent ban
- loss of account access
Standard, nothing exotic here.
Final Take
Lark Funding presents itself as a flexible, trader-friendly firm — and on the surface, that’s largely accurate.
No time limits, straightforward models, and support for multiple trading styles make it accessible, especially for newer traders.
But underneath that flexibility, there’s a noticeable reliance on discretion-based enforcement.
The $10K profit cap, the “too risky” clause, and the strategy consistency rule are the main friction points — not because they exist, but because they’re not always clearly defined.
That creates a setup where:
things work smoothly… until they don’t — and when they don’t, the explanation isn’t always mechanical.
Hidden Rules Meter: 3.5 / 10
Trust Score (PropTradingArea): 4.0 / 5
Trustpilot: ~4.4 / 5
Features & Support
3-Step
Step 1 5.0%
Step 2 4.0%
1-Step
Step 1 10.0%
Step 2 N/A
3-Step
Step 1 5.0%
Step 2 4.0%
1-Step
Step 1 10.0%
Step 2 N/A
Instant
Step 1 10.0%
Step 2 4.0%
3-Step
Step 1 5.0%
Step 2 4.0%
1-Step
Step 1 10.0%
Step 2 N/A
Instant
Step 1 10.0%
Step 2 4.0%
3-Step
Step 1 5.0%
Step 2 4.0%
1-Step
Step 1 10.0%
Step 2 N/A
Instant
Step 1 10.0%
Step 2 4.0%
1-Step
Step 1 10.0%
Step 2 N/A
3-Step
Step 1 5.0%
Step 2 4.0%
Instant
Step 1 10.0%
Step 2 4.0%
Instant
Step 1 10.0%
Step 2 4.0%
better than i expected
a youtuber i actually trust reviewed them so i pulled the trigger. i breached the daily loss limit on a tilt day, fully my fault, they did nothing wrong. getting verified for a payout needed an id and a selfie, standard stuff, painless. no surprise inactivity fees which i half expected to get hit with. crypto and wire both supported, i did wire and it hit my bank in two business days. i came in skeptical and i am leaving funded, draw your own conclusions.
support actually replies
Tried them out after a refund nightmare with a competitor. i like that they show your stats in real time instead of a delayed dashboard. support speaks actual english and not copy pasted template answers. support answered a dumb question of mine with an actual example instead of a canned reply. getting verified for a payout needed an id and a selfie, standard stuff, painless. can you guys get in contact with this firm if I provide an acc number? their customer support hasn't replied in 7 days. go in with a plan or do not go in at all.
pleasantly boring
I blew my first account in two days like an absolute clown. payouts are biweekly on funded accounts which is way better than the monthly firms. i had a margin scare during cpi and the platform held up without freezing. spreads widen a touch on the new york session but still nothing to write home about. they paused my consistency tracker when i asked for a couple weeks off, super flexible.
Does The Job
someone in my discord swore these guys pay fast so here we are. i passed phase one then immediately fumbled phase two before pulling it back in the last week. the eval took me like 27 trading days total … not fast not slow … just fair. no hidden gotchas on the payout page, what they say is what you actually get. i had a losing month and they did not nuke my account … just the usual rules applied. the second phase target was lower than phase one which kept me sane.
happy so far
Was super skeptical going in because of all the horror stories online. the rules pdf is long but at least nothing is buried in tiny print. the news trading rule confused me at first but the faq actually explains why it exists. their server uptime during the last nfp was flawless from where i sat. the drawdown is calculated on balance not equity which honestly saved me a few times. four stars … the missing one is just me being picky about the ui.
no drama just trades
ok so the evaluation is exactly as advertised which is rare these days. had one weird order rejection and they tracked it to a platform bug and credited me back. honestly the rules made my retail trading better too, forced discipline and all that. they honoured a payout even though i fat fingered a lot size, very fair. would i do it again? yeah, probably with a bigger account next time.
took my money and gave it back with interest
So i finally caved and bought a challenge here after months of lurking. i appreciated that they email you before a rule change instead of springing it. their reset option after a breach is cheaper than buying a whole new eval. the consistency rule is generous compared to the firms that cap you hard. would i bet my rent on them? already did, and it worked out.
happy customer here
Finally pulled the trigger after comparing like six firms on a spreadsheet. the funded payout split started at 80/20 and scaled up which felt fair. they cap the max lot size which annoyed me at first but it protects you. i traded indices mostly and the spreads on those were perfectly fine. email notifications can lag a bit which is mildly annoying but not a dealbreaker. kyc was painless … uploaded my id and got verified the same afternoon. got paid … that is the whole review really … everything else is noise.
glad i switched
Jumped in during a 30% off promo, figured worst case i learn something. i compared them against three others and they had teh best balance of price and rules. i like that the daily loss limit resets at a sane hour for my timezone. i held positions over the weekend a bunch of times and never got penalised. pricing is not the cheapest but you kind of pay for the peace of mind. overall a quietly competent firm, take that as the compliment it is. bro
better than my last firm
started with their two step eval because the one step felt too good to be true. overnight swaps are charged but they are upfront about the numbers. the verification email came instantly instead of the usual 24 hour wait. i tested the live account against the demo with the same setups and it matched. they passed the only test that matters, they paid me.
No active offers for Lark Funding at the moment.
Check back soon — firms refresh their promos regularly.
No payout data available for Lark Funding yet.
