Lark Funding
Lark Funding has been around since 2021 and stays quiet enough that you almost forget it exists. The rules are not the cleanest in the space and the pass rate won't make you optimistic. Fine if you've run out of better options. Just read the T&Cs first.
(34% of complaints)
Who Is This Firm For?
About Lark Funding
The catch is a pass rate that won't inspire confidence and a hidden rules score that suggests "fewer restrictions" and "no restrictions" are not the same thing. Read the T&Cs before you get too comfortable with the flexibility narrative.
- Founded
- 2022
- Max Allocation
- $200,000
- Leverage
- 1:100
- Commissions
- $7/lot
Pros
- - No time limits across all models — trade at your own pace
- - No consistency requirements on any model
- - Weekend holding allowed across all account types
- - Up to 90% profit split with $200K max allocation
- - Custom EAs allowed with unique parameters
- - Instant Funding available with no profit target
Cons
- - $10,000 per-trade profit cap — profits above trimmed, 3 violations = termination
- - "Too risky" discretionary clause — firm can force retake, refund or deny progression
- - Strategy consistency enforced by pattern recognition — no clear defined metrics
- - Over-aggressive news trading flagged at discretion — no defined threshold
- - Single Share Equity CFDs must close before earnings — instant hard breach if violated
- - Discretion-based enforcement creates uncertainty when things go wrong
Decent, with caveats
Been using them for long enough to form a balanced opinion. Support is helpful on simple issues but struggles with anything complex. Competent but not memorable.— Verified Trader (samir p.) See all reviews
The $10K profit cap applies per trade including partial closes — if you're scaling winners, factor this in before you size up. The "too risky" clause has no defined threshold — if your strategy gets flagged, the outcome is at the firm's discretion. Trade the same way in the challenge as you plan to trade funded — consistency is monitored by pattern recognition, not strict metrics. Close all Single Share Equity CFD positions before any earnings release or it's an instant hard breach.
Trading Conditions
Drawdown System
- 1-Step: ~4% daily, ~8% max
- 2-Step Phase 1: ~4% daily, ~8% max
- 2-Step Phase 2: ~4% daily, ~8% max
- Instant Funding: ~2% daily, ~4% max
- No consistency rules on any model
- No time limits on any model
- Max allocation: ~$200K
- Inactivity: not clearly defined — assume ~30 day industry norm
High-Frequency & Fast Trading
- Not Allowed:
- HFT and arbitrage-based EAs
- Gold arbitrage systems
- Off-the-shelf and challenge-passing EAs
- Shared strategies and signal copying
- Exploiting pricing errors or latency across platforms
- Front-running external trades
- $10K per-trade profit cap — excess trimmed automatically, 3 violations = termination
Low Liquidity & Timing
- News trading allowed — over-aggressive execution flagged at firm's discretion
- Single Share Equity CFDs: must close before earnings releases — instant hard breach and profit removal
- Weekend holding: allowed on all models
- No specific session time restrictions beyond earnings CFD rule
- Strategy consistency enforced by pattern recognition between evaluation and funded stage
Loss-Chasing & Gambling
- Not Allowed:
- All-in trades that can breach limits in one move
- Gambling behavior and poor risk management
- Trading patterns that jeopardize broker relationships
- Account sharing — original buyer only
- Signal copying and shared strategy execution
- One active account per challenge level unless approved
- Chargebacks — permanent ban and loss of account access
Risk Management
- $10K per-trade profit cap: partial closes count as one trade — 3 violations trigger termination
- Too risky clause: firm can force retake, issue refund or deny progression at discretion
- Strategy consistency: switching between evaluation and funded monitored by pattern recognition
- Custom EAs: allowed only with unique parameters — not same as other traders
- One active account per challenge level unless explicitly approved
- Insider information and front-running external trades: strictly prohibited
Lark Funding - Forbidden Trading Practices
Exploiting pricing errors, latency, or arbitrage opportunities — across platforms or accounts
Using insider information or front-running external trades
Gambling behavior & poor risk management
- “All-in” trades that can breach limits in one move
- $10,000 max profit per trade cap (violations trimmed, repeated breaches = termination)
Third-party strategies & non-original trading
- Off-the-shelf EAs
- Challenge-passing bots
- Signal copying / shared strategies
Strategy inconsistency
- Using one strategy to pass and another on funded → violation
Market abuse & broker risk
- Trading patterns that may “jeopardize broker relationships”
- Any activity flagged as too risky at the firm’s discretion
Equity CFD restrictions
- Holding positions into earnings → instant hard breach
The $10K profit cap is where things get interesting — it’s basically like being told you can win at the casino, just not too much, because at that point it becomes suspiciously inconvenient for the house.
News Trading
News trading is allowed
However:
- Over-aggressive trading around news can be flagged as risky behavior
- Falls under discretionary enforcement
Single Share Equity CFDs:
- Must be closed before earnings releases
- Violation = instant hard breach + profit removal
So yes, you can trade the news — just don’t actually behave like someone trying to make money from it. Subtle difference, apparently.
Expert Advisors
EAs are allowed — with restrictions
Not allowed:
- Off-the-shelf EAs
- Challenge-passing bots
- HFT / arbitrage-based EAs
- Gold arbitrage systems
Allowed:
- Custom EAs
- Individual strategies with unique parameters
In other words, you can absolutely use an EA — as long as it’s not the same one everyone else is using, and doesn’t actually exploit anything efficiently. A very “bring your own homework, but make sure it looks different” type of rule.
Copy Trading
Signal trading / shared execution → prohibited
Account sharing → prohibited
Accounts must be used by the original buyer only
One active account per challenge level unless approved
Account Models — Overview
| Model | Profit Target | Daily Loss | Max Loss | Consistency | Time Limit | Payout Split |
|---|---|---|---|---|---|---|
| 1-Step | ~8% | ~4% | ~8% | None | None | Up to 90% |
| 2-Step (Phase 1) | ~8% | ~4% | ~8% | None | None | Up to 90% |
| 2-Step (Phase 2) | ~5% | ~4% | ~8% | None | None | Up to 90% |
| Instant Funding | No target | ~2% | ~4% | None | None | Up to 90% |
Max allocation: ~$200K
No time limits across models
Exact parameters vary — check before purchase.
Special Clauses Worth Noting
$10,000 Per-Trade Profit Cap
- Any trade above $10K → trimmed
- Partial closes still count as one trade
- 3 violations → account termination
This effectively kills any strategy that relies on scaling winners aggressively.
“Too Risky” Clause
If considers your strategy:
“too risky”
They can:
- force a retake
- refund you
- or deny progression
This is one of those rules that reads harmless until you realize it’s basically the prop firm equivalent of “we’ll let you know if we don’t like what you’re doing.” Which is comforting in the same way vague medical symptoms are.
Strategy Consistency Rule
Switching strategies between evaluation and funded:
→ violation
Enforced based on pattern recognition, not strict metrics.
Inactivity & Weekend Holding
Inactivity → not clearly defined (assume ~30 days industry norm)
Weekend holding → allowed
Disputes Policy
Chargebacks → strictly prohibited
May result in:
- permanent ban
- loss of account access
Standard, nothing exotic here.
Final Take
Lark Funding presents itself as a flexible, trader-friendly firm — and on the surface, that’s largely accurate.
No time limits, straightforward models, and support for multiple trading styles make it accessible, especially for newer traders.
But underneath that flexibility, there’s a noticeable reliance on discretion-based enforcement.
The $10K profit cap, the “too risky” clause, and the strategy consistency rule are the main friction points — not because they exist, but because they’re not always clearly defined.
That creates a setup where:
things work smoothly… until they don’t — and when they don’t, the explanation isn’t always mechanical.
Hidden Rules Meter: 3.5 / 10
Trust Score (PropTradingArea): 4.0 / 5
Trustpilot: ~4.4 / 5
Features & Support
3-Step
Step 1 5.0%
Step 2 4.0%
1-Step
Step 1 10.0%
Step 2 N/A
3-Step
Step 1 5.0%
Step 2 4.0%
1-Step
Step 1 10.0%
Step 2 N/A
Instant
Step 1 10.0%
Step 2 4.0%
3-Step
Step 1 5.0%
Step 2 4.0%
1-Step
Step 1 10.0%
Step 2 N/A
Instant
Step 1 10.0%
Step 2 4.0%
3-Step
Step 1 5.0%
Step 2 4.0%
1-Step
Step 1 10.0%
Step 2 N/A
Instant
Step 1 10.0%
Step 2 4.0%
1-Step
Step 1 10.0%
Step 2 N/A
3-Step
Step 1 5.0%
Step 2 4.0%
Instant
Step 1 10.0%
Step 2 4.0%
Instant
Step 1 10.0%
Step 2 4.0%
support actually replies
signed up mostly to test their platform before committing real focus. teh challenge rules are strict but at least they are written in plain english for once. dude they honoured a payout even though i fat fingered a lot size, very fair. no hidden gotchas on the payout page, what they say is what you actually get. the leverage is sensible, enough to work with but not enough to wreck yourself by accident. i emailed about a deduction i didnt understand and they explained it within the hour.
no complaints really
I scalp news sometimes so i specifically checked their rules first this time. their live chat actually connected me to a person not a bot loop for twenty minutes. their spreads on gold are tighter than the broker i was using before i found them. their economic calendar integration is a small thing but i use it daily. there is a discord and staff actually show up in it occasionally. not flawless but the good outweighs the annoying by a wide margin.
payouts are legit
Wanted lower targets and a calmer ruleset so this one caught my eye. i appreciated that they email you before a rule change instead of springing it. i had a margin scare during cpi and the platform held up without freezing. platform hasnt frozen on me once in three months of pretty heavy use. happy to keep them as my main while i test others on the side.
sticking with them
Went in for the cheap eval mostly to see what all the fuss was about. you get a real account dashboard with trade history and stats not just a balance number. i had a losing month and they did not nuke my account, just the usual rules applied. execution during london open has been clean even when spreads widen everywhere else.
two payouts and counting
tried them out after a refund nightmare with a competitor. i got a small payout bonus for hitting a milestone which was unexpected. they grandfathered my old account rules when they updated thier terms which felt fair. i compared them against three others and they had teh best balance of price and rules. the scaling plan is actually motivating instead of being some impossible carrot on a stick. will probably grab a second account to diversify my strategies. dude
Better Than I Expected
Went with the smallest account size to keep the risk low while i learned. the challenge timer is generous, i never felt rushed into bad trades. getting verified for a payout needed an id and a selfie, standard stuff, painless. verification took one round of documents and they didnt ask me for ten random things. i tested the live account against the demo with the same setups and it matched. verdict: boring in the best possible way.
middle of the road
Needed a firm that allowed my EA so this is where i ended up. email notifications can lag a bit which is mildly annoying but not a dealbreaker. support was helpful once i got through … getting through was the hard part. the platform is reliable, i just wish they offered more than one option. the app notifications are useful but they fire late sometimes. i passed the challenge without much trouble but the consistency rule almost got me on payout day. can you guys get in contact with this firm if I provide an acc number? their customer support hasn't replied in a week. decent firm if you go in with low expectations and read every rule twice.
solid all rounder
Heard about them on a youtube review and figured i'd see for myself. i got a partial refund of my fee back with my first payout which i wasnt expecting. support speaks actual english and not copy pasted template answers. fees are reasonable for what you get and the retake discount softens the blow. you can hold trades through the weekend on the funded side which a lot of firms wont let you do.
payout okay support lacking
Picked this firm because they supported my exact strategy. execution during london open was fine, new york open had some slippage. their dashboard stats lagged a full day behind my actual trades which made me nervous. spreads on majors are reasonable, gold is where they widen out on you. price feed mostly matched my broker but gold printed some weird wicks. i got my refund on the eval fee but only after i specifically asked for it. works well enough until something breaks and then you wait.
a safe pick
Took the plunge after lurking their subreddit for weeks. execution during london open is tight enough to scalp if you are into that. the buffer between daily loss and max loss gives you breathing room on a bad day. i held positions over the weekend a bunch of times and never got penalised. overnight swaps are charged but they are upfront about the numbers. they let me run my algo as long as it is not some latency arbitrage exploit. fast eval, fair rules … faster payout … top marks from me.
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