Funded Trading Plus
Funded Trading Plus launched in 2021 out of the UK and has spent four years being quietly competent. Not spectacular, not alarming. The kind of firm you'd choose if you ran out of better options and needed something that probably won't embarrass you. Probably.
(21% of complaints)
Who Is This Firm For?
About Funded Trading Plus
- Founded
- 2021
- Max Allocation
- $200,000
- Leverage
- 1:100
- Commissions
- $3/lot
Pros
- - Scaling path to $2.5M — one of the higher ceilings available in the industry
- - Up to 100% profit split after performance milestones
- - EAs explicitly supported — automated trading permitted across all models
- - News trading allowed — no hard ban, only boom or bust approach prohibited
- - Payouts processed within 24-48 hours on average
- - 14-day cancellation right — waived only after first simulated trade
Cons
- - 2-Step Classic consistency tightens from 35% (evaluation) to 50% (funded) — stricter after passing
- - EA source code access clause — FTP can demand code and logs, refusal is breach and termination
- - Risk review can be triggered at evaluation pass and at withdrawal — interview required before approval
- - Copy trading prohibited across all accounts — even mirroring another user by coincidence is flagged
- - Instant Funding not truly instant — KYC and Contracted Researcher Agreement required first
- - Chargeback: FTP may respond publicly to negative reviews referencing prior communications
Hit first milestone fast
Was looking for a firm that supported my specific trading style. Their affiliate program is transparent and pays out as promised. They punch above their weight compared to bigger competitors.— Verified Trader (Thomas Walsh) See all reviews
The consistency rule tightens after you pass — 35% during evaluation becomes 50% on the funded account. If your challenge included a few exceptional days, check whether those days would have violated the funded stage rule before you replicate the strategy. If you use an EA, be prepared to share the source code if requested — refusing is an automatic breach.
Trading Conditions
Drawdown System
- Instant Funding: 6% static daily, 6% trailing max — from starting balance
- 1-Step Express: 4% static daily, 6% trailing max
- 2-Step Classic: 4% static daily, 8% static max
- Daily loss resets at 16:59 EST — adjusts automatically for daylight savings
- 2-Step Classic funded: symbol loss limit 3% max on any single symbol per day
- 30-day inactivity: account terminated
High-Frequency & Fast Trading
- Not Allowed:
- Tick scalping
- Latency arbitrage
- Exploiting pricing feed delays
- Abusive trading practices not replicable in real markets
- Third-party challenge-passing services
- Account sharing or trading on behalf of another user
- Switching strategies between evaluation and funded stage
Low Liquidity & Timing
- News trading allowed — boom or bust approach prohibited
- Account success or failure cannot rely on single news event trade
- Excessive risk around news events triggers risk review
- 2-Step Classic evaluation: no single day can exceed 35% of total net profit
- 2-Step Classic funded: tightens to 50% — one day cannot exceed half of total profit
Loss-Chasing & Gambling
- Not Allowed:
- Boom or bust news trading
- Over-leveraging and one-sided bets
- Excessive risk per trade or series of overlapping trades
- Copy trading across accounts — same positions, market, direction, timeframe
- Hedging across accounts — opposing corresponding positions prohibited
- Account rolling via third-party challenge-passing services
Risk Management
- Risk review triggered at: evaluation pass, withdrawal requests, any stage at FTP discretion
- Outcomes: forfeiture of pass, profit forfeiture, leverage reduction, termination, ban from FTP and sister firms
- Misleading or frustrating the risk interview carries same penalties as failing it
- EA source code and logs: FTP may request access at any time — refusal is breach and termination
- Instant Funding: KYC and Contracted Researcher Agreement required before account issued
- Chargeback policy: FTP may respond publicly to negative reviews under UK GDPR legitimate interests
Funded Trading Plus – Trading Conditions
Forbidden Trading Practices
- Arbitrage — including latency arbitrage & exploiting pricing feed delays
- Tick scalping & abusive trading practices that exploit simulated conditions not replicable in real markets
- Copy trading across accounts — same positions, same market, same direction, same timeframe = breach
- Hedging across multiple accounts — opposing corresponding positions across accounts prohibited
- Excessive risk per trade — single trade or series of overlapping trades risking disproportionate % of account
- Boom or bust news trading — account success or failure depending on a single news event trade
- Over-leveraging & one-sided bets
- Third-party challenge-passing services — using services that pass challenges on your behalf
- Account sharing — trading on behalf of another user or managing another user's account
- Switching strategies between evaluation & funded stage
The copy trading rule is broader than most firms define it — FTP explicitly includes corresponding trades linked to another user's account, even if you didn't coordinate directly. If your strategy mirrors someone else's by coincidence, that's still flagged.
News Trading
News trading is allowed — no hard ban on trading around news events. The boom or bust approach is what gets flagged — account success or failure cannot rely on a single news event trade or series of connected news trades. Excessive risk-taking around news events triggers a risk review.
You can trade news. You just can't bet the account on it. That's a bit like being allowed to drive fast — as long as you're not doing it blindfolded on a motorway.
Expert Advisors
- EAs allowed — FTP explicitly supports automated trading
- FTP may request access to any third-party software used on their platforms, including logs & source code
- Failure to provide access → breach of T&C & account termination
- Third-party software malfunctions → sole responsibility of the account holder
The source code request clause is unusual & worth noting. If FTP suspects your EA breaches trading rules, they can demand access to the code. Refusing constitutes a breach. If you're using a custom EA, make sure you can share it if asked.
Copy Trading
- Copy trading of any kind across accounts → prohibited
- Same positions, same market, same direction, same timeframe across more than one account → breach
- Applies even if the other account belongs to another user — not just your own accounts
- Hedging across accounts → prohibited — opposing corresponding positions on different accounts
Account Models — Overview
| Model | Phase 1 Target | Phase 2 Target | Daily Loss | Max Loss | Drawdown Type | Consistency |
|---|---|---|---|---|---|---|
| Instant Funding | — | — | 6% Static | 6% Trailing | Trailing | None |
| 1-Step Express | 10% | — | 4% Static | 6% Trailing | Trailing | None |
| 2-Step Classic | 7% | 7% | 4% Static | 8% Static | Static | 35% per step / 50% funded |
| Master (Legacy) | — | — | 6% Static | 6% Trailing | Trailing | None |
Max allocation $200K. Scaling path up to $2.5M available. Legacy programs no longer available as of February 2026.
Daily loss resets at 16:59 EST daily. All timezone references adjust automatically for daylight savings.
The 2-Step Classic — Consistency Rule
The 2-Step Classic is the only active model with a consistency requirement — & it applies at every stage.
- Evaluation phases → no single day can generate more than 35% of total net profit
- Funded stage → tightens to 50% — one exceptional day cannot exceed half of total profit
- Symbol Loss Limit → 3% maximum loss on any single symbol per day
The consistency requirement tightening from 35% to 50% in the funded stage is the most important number in this model. That's a bit like being told the speed limit increases in % once you get your full licence — then discovering it actually drops by 15mph. Passing the challenge with a few big days & then discovering the funded stage has stricter rules is a common source of confusion.
The Instant Funding — What It Actually Means
- No profit target — direct access to funded stage
- 6% trailing max loss from starting balance
- 6% daily loss static from balance at 16:59 EST
- KYC required before account is issued
- Contracted Researcher Agreement must be signed before any funds transfer
The KYC requirement upfront is standard — but worth noting that Instant Funding isn't truly instant until KYC is cleared & the agreement is signed. Factor that into your timeline.
Risk Review Process
FTP conducts risk reviews at any stage — including at evaluation pass & at withdrawal requests. Possible outcomes:
- Forfeiture of evaluation pass
- Forfeiture of all simulated profit in funded stage
- Forced risk management plan — including leverage reduction
- Account termination
- Ban from future purchases across FTP & sister firms
- Risk interview required before pass or withdrawal approval
The risk interview process is thorough — FTP explicitly states that misleading or frustrating the interview process carries the same penalties as failing it. If a risk review is triggered, cooperate fully.
Inactivity Rule
- 30 consecutive days without a simulated trade → account terminated
Standard across the industry. Nothing unusual here.
Withdrawal & Cancellation
- 14-day cancellation right — waived immediately upon placing the first simulated trade
- Minimum withdrawal → $50 on Instant Funding & 1-Step Express / 1% of account on 2-Step Classic funded stage
- Payouts → processed within 24-48 hours on average
- Chargebacks → FTP may respond publicly to negative reviews & reference prior communications under UK GDPR legitimate interests
Final Take
Funded Trading Plus is one of the more transparent firms in this category — documented rules, clear program parameters & a risk review process that's written down rather than applied arbitrarily. The scaling path to $2.5M & up to 100% profit split after performance milestones are genuine differentiators.
The 2-Step Classic's consistency tightening from 35% to 50% in the funded stage & the EA source code access clause are the two things worth reading carefully before committing. Neither is unusual — but both are stricter than they first appear.
Hidden Rules Meter: 2.8/10 — Trust Score: 4.3/5 — Trustpilot: 4.4/5.
Features & Support
1-Step Express
Step 1 10.0%
Step 2 N/A
1-Step Express
Step 1 10.0%
Step 2 N/A
2-Step Classic
Step 1 7.0%
Step 2 7.0%
Instant Funding
Step 1 0.0%
Step 2 0.0%
1-Step Express
Step 1 10.0%
Step 2 N/A
2-Step Classic
Step 1 7.0%
Step 2 7.0%
Instant Funding
Step 1 0.0%
Step 2 0.0%
1-Step Express
Step 1 10.0%
Step 2 N/A
2-Step Classic
Step 1 7.0%
Step 2 7.0%
2-Step Classic
Step 1 7.0%
Step 2 7.0%
1-Step Express
Step 1 10.0%
Step 2 N/A
Instant Funding
Step 1 0.0%
Step 2 0.0%
1-Step Express
Step 1 10.0%
Step 2 N/A
Instant Funding
Step 1 0.0%
Step 2 0.0%
Instant Funding
Step 1 0.0%
Step 2 0.0%
does what it says
finally pulled the trigger after comparing like six firms on a spreadsheet. the scaling lets you double your account size every time you clear a payout milestone. verification took one round of documents and they didnt ask me for ten random things. trades closed at my stop exactly, no requote nonsense or sneaky slippage at the level. support actually answered and the money actually arrived, what a concept.
survived the challenge
Chose them after reading through a comparison thread. fees are reasonable for what you get and the retake discount softens the blow. i had a margin scare during cpi and the platform held up without freezing. the buffer between daily loss and max loss gives you breathing room on a bad day. the scaling plan is actually motivating instead of being some impossible carrot on a stick. first withdrawal had a kyc step but it was a quick selfie and id … done in five minutes. i will renew when this account runs its course … simple as that.
funded on first try
Was super skeptical going in because of all teh horror stories online. the second phase target was lower than phase one which kept me sane. the profit target on phase one is ambitious but not insane. you get a real account dashboard with trade history and stats not just a balance number. idk but support remembered my previous ticket and didnt make me re-explain the whole thing. stuck with them a year now and zero regrets.
exactly what i hoped for
Honestly just wanted to see if any of these prop firms are legit at all. payouts are biweekly on funded accounts which is way better than the monthly firms. partial closes and trailing stops both worked exactly like they should. i emailed about a deduction i didnt understand and they explained it within the hour. the rules pdf is long but at least nothing is buried in tiny print. they kept their end every single time, that is the whole story.
no drama payouts
Started with a two step challenge after comparing a few options. honestly the rules made my retail trading better too … forced discipline and all that. the consistency rule is generous enough that one good day doesnt disqualify your whole payout. the consistency rule is generous compared to the firms that cap you hard. crypto and wire both supported, i did wire and it hit my bank in two business days. can you guys get in contact with this firm if I provide an acc number? their customer support hasn't replied in 7 days. i had a losing month and they did not nuke my account, just the usual rules applied. no asterisks … no surprises, just a firm that pays, love it.
support actually replies
I blew my first account in two days like an absolute clown. i got a small payout bonus for hitting a milestone which was unexpected. getting verified for a payout needed an id and a selfie, standard stuff, painless. kyc was painless, uploaded my id and got verified the same afternoon. i got a partial refund of my fee back with my first payout which i wasnt expecting. all in all i would point a friend their way without much hesitation.
reliable little firm
picked this one up after a buddy kept raving about it. the profit split bumped up to 90 after i hit a couple targets and it felt earned. the verification email came instantly instead of the usual 24 hour wait. spreads are fine … nothing crazy, nothing terrible … it is a prop firm not a charity. their reset option after a breach is cheaper than buying a whole new eval. i scaled twice and each bump was a real size jump not some token gesture. boring in the best way, money shows up and nobody plays games.
three payouts deep
So i finally caved and bought a challenge here after months of lurking. my market orders fill basically where i click, slippage has been almost nothing so far. they let me run my algo as long as it is not some latency arbitrage exploit. the news trading rules are clearly listed so theres no nasty surprise after you pass. fast eval, fair rules, faster payout, top marks from me.
platform is rock solid
been with this firm for a few months now so i figure i owe an honest review. i requested a payout three times and all three landed inside the promised window. had one weird order rejection and they tracked it to a platform bug and credited me back. i traded indices mostly and the spreads on those were perfectly fine. i moved up an account tier and the upgrade process took all of five minutes. monthly fee on the challenge is honestly cheap compared to what others charge for the same size. the kind of firm you forget about because nothing goes wrong, which is the point.
passed second attempt
Been trading prop for like two years so i have some basis for comparison. bro execution during london open is tight enough to scalp if you are into that. their economic calendar integration is a small thing but i use it daily. i held positions over teh weekend a bunch of times and never got penalised. they sent me a little congrats email with my payout confirmation which was a nice touch. the kind of firm you forget to worry about because it just works.
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