Funded Trading Plus Review 2026 – No Time Limits, Rules, Payouts & Trading Conditions Explained | PropTradingArea

Funded Trading Plus

4.3 (174 reviews) Forex Trust: 4.6/5 Updated

Funded Trading Plus launched in 2021 out of the UK and has spent four years being quietly competent. Not spectacular, not alarming. The kind of firm you'd choose if you ran out of better options and needed something that probably won't embarrass you. Probably.

Simon Massey, CEO of Funded Trading Plus
CEO Simon Massey
🇬🇧 United Kingdom 5 years in business
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Hidden Rules Meter Free sign up to unlock
HIDDEN RULES METER
2.6 / 10
Low Risk
  • Different funding models present rules upfront, with additional nuances in the full terms and conditions
  • Payout structure depends on the chosen path and may include specific conditions
  • Comparing full terms across models helps clarify all expectations
Overall Pass Rate Free sign up to unlock
OVERALL PASS RATE
19.8 %

Traders who pass this firm’s challenges

Industry Avg: 18%

Trust Score
4.6/5
Excellent
Based on 174 reviews
Trader Feedback
Mostly Positive
Based on 174 reviews
Most Reported Issue
Consistency Rule Tightening on Funded
2-Step Classic tightens from 35% to 50% consistency on funded stage — traders passing with big days discover stricter rules after the fact
(21% of complaints)
Most Praised
Scaling Path & Profit Split
Scaling to $2.5M with up to 100% profit split after performance milestones — genuine differentiators vs most competitors
Community Sentiment
Mostly Positive
Last 90 days

Who Is This Firm For?

Beginners Clear program parameters, 24-48hr payouts, documented risk review process
Experienced Traders Scaling to $2.5M, up to 100% profit split, EAs supported with source code transparency
Swing Traders 30-day inactivity rule — no overnight restrictions mentioned in standard conditions
EA Traders EAs allowed but FTP may request source code and logs — refusal is account termination
News Traders News allowed — boom or bust approach prohibited, account cannot rely on single news trade

About Funded Trading Plus

Funded Trading Plus. The name sounds like a loyalty program at a bank nobody asked for. The T&Cs, however, are surprisingly honest — detailed, clearly defined, documented rather than discretionary. For a UK firm launched in 2021, they've managed to write down their rules instead of hiding them in footnotes. Novel concept in this space.
Founded
2021
Max Allocation
$200,000
Leverage
1:100
Commissions
$3/lot

Pros

  • - Scaling path to $2.5M — one of the higher ceilings available in the industry
  • - Up to 100% profit split after performance milestones
  • - EAs explicitly supported — automated trading permitted across all models
  • - News trading allowed — no hard ban, only boom or bust approach prohibited
  • - Payouts processed within 24-48 hours on average
  • - 14-day cancellation right — waived only after first simulated trade

Cons

  • - 2-Step Classic consistency tightens from 35% (evaluation) to 50% (funded) — stricter after passing
  • - EA source code access clause — FTP can demand code and logs, refusal is breach and termination
  • - Risk review can be triggered at evaluation pass and at withdrawal — interview required before approval
  • - Copy trading prohibited across all accounts — even mirroring another user by coincidence is flagged
  • - Instant Funding not truly instant — KYC and Contracted Researcher Agreement required first
  • - Chargeback: FTP may respond publicly to negative reviews referencing prior communications
Community Sentiment Trend
Mostly Positive
Last 90 days

Hit first milestone fast

4.8
Was looking for a firm that supported my specific trading style. Their affiliate program is transparent and pays out as promised. They punch above their weight compared to bigger competitors.
— Verified Trader (Thomas Walsh) See all reviews
Trader Tip

The consistency rule tightens after you pass — 35% during evaluation becomes 50% on the funded account. If your challenge included a few exceptional days, check whether those days would have violated the funded stage rule before you replicate the strategy. If you use an EA, be prepared to share the source code if requested — refusing is an automatic breach.

Trading Conditions

Drawdown System

  • Instant Funding: 6% static daily, 6% trailing max — from starting balance
  • 1-Step Express: 4% static daily, 6% trailing max
  • 2-Step Classic: 4% static daily, 8% static max
  • Daily loss resets at 16:59 EST — adjusts automatically for daylight savings
  • 2-Step Classic funded: symbol loss limit 3% max on any single symbol per day
  • 30-day inactivity: account terminated

High-Frequency & Fast Trading

  • Not Allowed:
  • Tick scalping
  • Latency arbitrage
  • Exploiting pricing feed delays
  • Abusive trading practices not replicable in real markets
  • Third-party challenge-passing services
  • Account sharing or trading on behalf of another user
  • Switching strategies between evaluation and funded stage

Low Liquidity & Timing

  • News trading allowed — boom or bust approach prohibited
  • Account success or failure cannot rely on single news event trade
  • Excessive risk around news events triggers risk review
  • 2-Step Classic evaluation: no single day can exceed 35% of total net profit
  • 2-Step Classic funded: tightens to 50% — one day cannot exceed half of total profit

Loss-Chasing & Gambling

  • Not Allowed:
  • Boom or bust news trading
  • Over-leveraging and one-sided bets
  • Excessive risk per trade or series of overlapping trades
  • Copy trading across accounts — same positions, market, direction, timeframe
  • Hedging across accounts — opposing corresponding positions prohibited
  • Account rolling via third-party challenge-passing services

Risk Management

  • Risk review triggered at: evaluation pass, withdrawal requests, any stage at FTP discretion
  • Outcomes: forfeiture of pass, profit forfeiture, leverage reduction, termination, ban from FTP and sister firms
  • Misleading or frustrating the risk interview carries same penalties as failing it
  • EA source code and logs: FTP may request access at any time — refusal is breach and termination
  • Instant Funding: KYC and Contracted Researcher Agreement required before account issued
  • Chargeback policy: FTP may respond publicly to negative reviews under UK GDPR legitimate interests

Features & Support

PLATFORMS
DXtrade · Match-Trader · MetaTrader 5
ALLOWS
EA · News · Weekend Holding
BROKERS
Institutional Liquidity Provider
ASSET CLASSES
Crypto · Forex · Indices · Metals
PAYMENT METHODS
Bank Transfer · Credit Card · Crypto (Bitcoin) · Crypto (USDT) · Debit Card
PAYOUT METHODS
Bank Transfer · Crypto (Bitcoin) · Crypto (USDT)

1-Step Express

Price
$999.00 $699.30
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

1-Step Express

Price
$549.00 $384.30
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

2-Step Classic

Price
$549.00 $384.30
Profit Target
Step 1
7.0%
Profit Target
Step 2
7.0%
Steps 2
Profit Split 80%
Daily DD 4.0%
Max DD 8.0%
View Details

Instant Funding

Price
$4,499.00 $3,149.30
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 80%
Daily DD 6.0%
Max DD 6.0%
View Details

1-Step Express

Price
$349.00 $244.30
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

2-Step Classic

Price
$319.00 $223.30
Profit Target
Step 1
7.0%
Profit Target
Step 2
7.0%
Steps 2
Profit Split 80%
Daily DD 4.0%
Max DD 8.0%
View Details

Instant Funding

Price
$2,199.00 $1,539.30
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 80%
Daily DD 6.0%
Max DD 6.0%
View Details

1-Step Express

Price
$199.00 $139.30
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

2-Step Classic

Price
$169.00 $118.30
Profit Target
Step 1
7.0%
Profit Target
Step 2
7.0%
Steps 2
Profit Split 80%
Daily DD 4.0%
Max DD 8.0%
View Details

2-Step Classic

Price
$89.00 $62.30
Profit Target
Step 1
7.0%
Profit Target
Step 2
7.0%
Steps 2
Profit Split 80%
Daily DD 4.0%
Max DD 8.0%
View Details

1-Step Express

Price
$99.00
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

Instant Funding

Price
$429.00 $300.30
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 80%
Daily DD 6.0%
Max DD 6.0%
View Details

1-Step Express

Price
$99.00 $69.30
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

Instant Funding

Price
$249.00 $174.30
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 80%
Daily DD 6.0%
Max DD 6.0%
View Details

Instant Funding

Price
$1,099.00 $769.30
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 80%
Daily DD 6.0%
Max DD 6.0%
View Details
4.3
174 reviews
5
26
4
111
3
26
2
7
1
4
Platform Quality
4.2
Customer Support
4.3
Payout Speed
4.2
Challenge Fairness
4.3
Value for Money
4.2
Transparency
4.2
S
sophie smith Jul 12, 2026
4.4

platform is rock solid

Was super skeptical going in because of all teh horror stories online. kyc was painless, uploaded my id and got verified the same afternoon. idk but the news trading rules are clearly listed so theres no nasty surprise after you pass. they grandfathered my old account rules when they updated their terms which felt fair. they honoured a payout even though i fat fingered a lot size, very fair. i have nothing dramatic to report and honestly that is the highest praise.

A
ahmed m. Jul 12, 2026
3.7
Funded Paid Out

fine for beginners not pros

Came here after getting burned somewhere else and starting over. verification was smooth but they held the first withdrawal for a manual review. withdrawal request was approved quick but the bank leg took three days. support solved my issue in the end but the first two answers were copy paste. the trading conditions are okay, just dont expect raw spreads at this price. on the fence, the next payout decides whether i stay or go.

D
deepak c. Jul 11, 2026
3.6
Funded

ok firm odd rules

Been burned by a sketchy firm before so i went in cautious this time. the payout came through but a week later than the window they advertise. i appreciated the free retry but it came with a stricter target. kyc took four days and two resubmissions which is longer than anywhere else i used. i can live with the spreads, the overnight financing is what surprises people. the rules pdf is thorough but it really needs a summary at the top. fine for the price as long as you read every line of the rules twice.

Q
quiet ken Jul 11, 2026
4.4
Funded Paid Out

quietly impressed

so i finally caved and bought a challenge here after months of lurking. fees are reasonable for what you get and the retake discount softens the blow. support remembered my previous ticket and didnt make me re-explain the whole thing. getting verified for a payout needed an id and a selfie, standard stuff, painless. i passed phase two and the payout eligibility kicked in exactly when they said it would.

L
lauren k. Jul 10, 2026
4.5
Funded Paid Out

better than i expected

rolled the dice on these guys after my last firm jacked up their fees. got my first payout via crypto and it landed in under an hour after approval. overnight swaps are charged but they are upfront about the numbers. the daily loss limit gives you enough room to actually trade your plan instead of choking you out. the platform let me set custom alerts which actually helped me stick to my risk plan. their reset option after a breach is cheaper than buying a whole new eval. they kept their end every single time, that is the whole story.

S
SwingSetup Jul 10, 2026
4.2
Funded Paid Out

better than my last firm

Chose them after reading through a comparison thread. the second phase target was lower than phase one which kept me sane. ive done three withdrawals now and every single one landed on schedule no excuses. slippage outside of high impact news is basically a non issue for me. payout came through with zero fees deducted, what i requested is what i received. can you guys get in contact with this firm if I provide an acc number? their customer support hasn't replied in ages. would i bet my rent on them? already did, and it worked out.

M
marcus c. Jul 8, 2026
4.6
Funded Paid Out

finally a firm that pays

Went in for the cheap eval mostly to see what all the fuss was about. i got a partial refund of my fee back with my first payout which i wasnt expecting. reset on a blown challenge was free which saved me from buying a whole new account. you get a real account dashboard with trade history and stats not just a balance number. i scaled twice and each bump was a real size jump not some token gesture. the rules never moved on me … that alone makes them a keeper.

L
L. Davis Jul 1, 2026
5.0
Funded

good for swing traders

Long time retail trader … first time messing with a prop firm. been with them six months and teh payout reliability is the main reason im still here. i appreciated that they email you before a rule change instead of springing it. tbh the demo and funded feeds matched closely enough that i trusted my backtests. solid firm, fair terms … would happily fund another acount here.

N
neha mahmoud Jun 28, 2026
5.0

Happy Customer Here

finally pulled the trigger after comparing like six firms on a spreadsheet. i compared them against three others and they had the best balance of price and rules. support speaks actual english and not copy pasted template answers. the funded payout split started at 80/20 and scaled up which felt fair. i like that the daily loss limit resets at a sane hour for my timezone. platform was stable the whole time, no random disconnects during news. they did exactly what the website promised, which is rarer than it should be.

S
SwingSetup Jun 25, 2026
3.8
Funded

legit firm

My first funded account ever was with these guys so i am a bit biased. the dashboard shows my drawdown buffer in real time so i never have to guess how much room is left. crypto and wire both supported, i did wire and it hit my bank in two business days. i hit up support on a saturday night fully expecting silence and someone replied in maybe ten minutes. passed clean, withdrew clean, came back and did it again.

No active offers for Funded Trading Plus at the moment.

Check back soon — firms refresh their promos regularly.

No payout data available for Funded Trading Plus yet.

Frequently Asked Questions

What makes Funded Trading Plus different from typical prop firms?
Funded Trading Plus stands out by offering flexible trading models, including options without strict time limits. This allows traders to progress at their own pace rather than rushing to meet deadlines.
Are there time limits on Funded Trading Plus challenges?
Some programs offer no time limits, which is a major advantage compared to traditional prop firms. However, traders still need to meet profit targets and respect all risk management rules.
How flexible are the trading conditions at Funded Trading Plus?
Funded Trading Plus is generally considered more flexible than many competitors, but this does not mean the rules are loose. Drawdown limits and risk management still apply, and violations can result in account termination.
How does Funded Trading Plus compare to firms like FTMO or FundedNext?
Funded Trading Plus is more flexible than FTMO, especially regarding time pressure, but it may not have the same long-term reputation. Compared to FundedNext, it is less aggressive in incentives but more structured in approach.
What type of trader benefits most from Funded Trading Plus?
Traders who prefer a slower, more controlled approach tend to benefit the most. It is especially suitable for those who struggle with time pressure and want to focus on consistency rather than speed.
Always do your own research. Never risk more than you can afford to lose. Last updated: