Funded Trading Plus Review 2026 – No Time Limits, Rules, Payouts & Trading Conditions Explained | PropTradingArea

Funded Trading Plus

4.3 (174 reviews) Forex Trust: 4.6/5 Updated

Funded Trading Plus launched in 2021 out of the UK and has spent four years being quietly competent. Not spectacular, not alarming. The kind of firm you'd choose if you ran out of better options and needed something that probably won't embarrass you. Probably.

Simon Massey, CEO of Funded Trading Plus
CEO Simon Massey
🇬🇧 United Kingdom 5 years in business
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Hidden Rules Meter Free sign up to unlock
HIDDEN RULES METER
2.6 / 10
Low Risk
  • Different funding models present rules upfront, with additional nuances in the full terms and conditions
  • Payout structure depends on the chosen path and may include specific conditions
  • Comparing full terms across models helps clarify all expectations
Overall Pass Rate Free sign up to unlock
OVERALL PASS RATE
19.8 %

Traders who pass this firm’s challenges

Industry Avg: 18%

Trust Score
4.6/5
Excellent
Based on 174 reviews
Trader Feedback
Mostly Positive
Based on 174 reviews
Most Reported Issue
Consistency Rule Tightening on Funded
2-Step Classic tightens from 35% to 50% consistency on funded stage — traders passing with big days discover stricter rules after the fact
(21% of complaints)
Most Praised
Scaling Path & Profit Split
Scaling to $2.5M with up to 100% profit split after performance milestones — genuine differentiators vs most competitors
Community Sentiment
Mostly Positive
Last 90 days

Who Is This Firm For?

Beginners Clear program parameters, 24-48hr payouts, documented risk review process
Experienced Traders Scaling to $2.5M, up to 100% profit split, EAs supported with source code transparency
Swing Traders 30-day inactivity rule — no overnight restrictions mentioned in standard conditions
EA Traders EAs allowed but FTP may request source code and logs — refusal is account termination
News Traders News allowed — boom or bust approach prohibited, account cannot rely on single news trade

About Funded Trading Plus

Funded Trading Plus. The name sounds like a loyalty program at a bank nobody asked for. The T&Cs, however, are surprisingly honest — detailed, clearly defined, documented rather than discretionary. For a UK firm launched in 2021, they've managed to write down their rules instead of hiding them in footnotes. Novel concept in this space.
Founded
2021
Max Allocation
$200,000
Leverage
1:100
Commissions
$3/lot

Pros

  • - Scaling path to $2.5M — one of the higher ceilings available in the industry
  • - Up to 100% profit split after performance milestones
  • - EAs explicitly supported — automated trading permitted across all models
  • - News trading allowed — no hard ban, only boom or bust approach prohibited
  • - Payouts processed within 24-48 hours on average
  • - 14-day cancellation right — waived only after first simulated trade

Cons

  • - 2-Step Classic consistency tightens from 35% (evaluation) to 50% (funded) — stricter after passing
  • - EA source code access clause — FTP can demand code and logs, refusal is breach and termination
  • - Risk review can be triggered at evaluation pass and at withdrawal — interview required before approval
  • - Copy trading prohibited across all accounts — even mirroring another user by coincidence is flagged
  • - Instant Funding not truly instant — KYC and Contracted Researcher Agreement required first
  • - Chargeback: FTP may respond publicly to negative reviews referencing prior communications
Community Sentiment Trend
Mostly Positive
Last 90 days

Hit first milestone fast

4.8
Was looking for a firm that supported my specific trading style. Their affiliate program is transparent and pays out as promised. They punch above their weight compared to bigger competitors.
— Verified Trader (Thomas Walsh) See all reviews
Trader Tip

The consistency rule tightens after you pass — 35% during evaluation becomes 50% on the funded account. If your challenge included a few exceptional days, check whether those days would have violated the funded stage rule before you replicate the strategy. If you use an EA, be prepared to share the source code if requested — refusing is an automatic breach.

Trading Conditions

Drawdown System

  • Instant Funding: 6% static daily, 6% trailing max — from starting balance
  • 1-Step Express: 4% static daily, 6% trailing max
  • 2-Step Classic: 4% static daily, 8% static max
  • Daily loss resets at 16:59 EST — adjusts automatically for daylight savings
  • 2-Step Classic funded: symbol loss limit 3% max on any single symbol per day
  • 30-day inactivity: account terminated

High-Frequency & Fast Trading

  • Not Allowed:
  • Tick scalping
  • Latency arbitrage
  • Exploiting pricing feed delays
  • Abusive trading practices not replicable in real markets
  • Third-party challenge-passing services
  • Account sharing or trading on behalf of another user
  • Switching strategies between evaluation and funded stage

Low Liquidity & Timing

  • News trading allowed — boom or bust approach prohibited
  • Account success or failure cannot rely on single news event trade
  • Excessive risk around news events triggers risk review
  • 2-Step Classic evaluation: no single day can exceed 35% of total net profit
  • 2-Step Classic funded: tightens to 50% — one day cannot exceed half of total profit

Loss-Chasing & Gambling

  • Not Allowed:
  • Boom or bust news trading
  • Over-leveraging and one-sided bets
  • Excessive risk per trade or series of overlapping trades
  • Copy trading across accounts — same positions, market, direction, timeframe
  • Hedging across accounts — opposing corresponding positions prohibited
  • Account rolling via third-party challenge-passing services

Risk Management

  • Risk review triggered at: evaluation pass, withdrawal requests, any stage at FTP discretion
  • Outcomes: forfeiture of pass, profit forfeiture, leverage reduction, termination, ban from FTP and sister firms
  • Misleading or frustrating the risk interview carries same penalties as failing it
  • EA source code and logs: FTP may request access at any time — refusal is breach and termination
  • Instant Funding: KYC and Contracted Researcher Agreement required before account issued
  • Chargeback policy: FTP may respond publicly to negative reviews under UK GDPR legitimate interests

Features & Support

PLATFORMS
DXtrade · Match-Trader · MetaTrader 5
ALLOWS
EA · News · Weekend Holding
BROKERS
Institutional Liquidity Provider
ASSET CLASSES
Crypto · Forex · Indices · Metals
PAYMENT METHODS
Bank Transfer · Credit Card · Crypto (Bitcoin) · Crypto (USDT) · Debit Card
PAYOUT METHODS
Bank Transfer · Crypto (Bitcoin) · Crypto (USDT)

1-Step Express

Price
$999.00 $699.30
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

1-Step Express

Price
$549.00 $384.30
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

2-Step Classic

Price
$549.00 $384.30
Profit Target
Step 1
7.0%
Profit Target
Step 2
7.0%
Steps 2
Profit Split 80%
Daily DD 4.0%
Max DD 8.0%
View Details

Instant Funding

Price
$4,499.00 $3,149.30
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 80%
Daily DD 6.0%
Max DD 6.0%
View Details

1-Step Express

Price
$349.00 $244.30
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

2-Step Classic

Price
$319.00 $223.30
Profit Target
Step 1
7.0%
Profit Target
Step 2
7.0%
Steps 2
Profit Split 80%
Daily DD 4.0%
Max DD 8.0%
View Details

Instant Funding

Price
$2,199.00 $1,539.30
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 80%
Daily DD 6.0%
Max DD 6.0%
View Details

1-Step Express

Price
$199.00 $139.30
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

2-Step Classic

Price
$169.00 $118.30
Profit Target
Step 1
7.0%
Profit Target
Step 2
7.0%
Steps 2
Profit Split 80%
Daily DD 4.0%
Max DD 8.0%
View Details

2-Step Classic

Price
$89.00 $62.30
Profit Target
Step 1
7.0%
Profit Target
Step 2
7.0%
Steps 2
Profit Split 80%
Daily DD 4.0%
Max DD 8.0%
View Details

1-Step Express

Price
$99.00
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

Instant Funding

Price
$429.00 $300.30
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 80%
Daily DD 6.0%
Max DD 6.0%
View Details

1-Step Express

Price
$99.00 $69.30
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

Instant Funding

Price
$249.00 $174.30
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 80%
Daily DD 6.0%
Max DD 6.0%
View Details

Instant Funding

Price
$1,099.00 $769.30
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 80%
Daily DD 6.0%
Max DD 6.0%
View Details
4.3
174 reviews
5
26
4
111
3
26
2
7
1
4
Platform Quality
4.2
Customer Support
4.3
Payout Speed
4.2
Challenge Fairness
4.3
Value for Money
4.2
Transparency
4.2
K
kareem Jun 24, 2026
4.8

better than my last firm

Been burned by a sketchy firm before so i went in cautious this time. i moved up an account tier and the upgrade process took all of five minutes. slippage outside of high impact news is basically a non issue for me. the drawdown is calculated on balance not equity which honestly saved me a few times. i renewed my challenge this month which is basically my whole review right there. if you treat it like a business and not a casino you will be fine here.

C
chen Jun 22, 2026
3.8
Funded

no drama just trades

tried them out after a refund nightmare with a competitor. leverage is reasonable, not the reckless stuff that blows beginners up. the challenge timer is generous, i never felt rushed into bad trades. i tested the live account against the demo with the same setups and it matched. i like that the daily loss limit resets at a sane hour for my timezone. recommend, but read the consistency rule twice before you start.

C
camila h. Jun 22, 2026
4.4
Funded Paid Out

read the fine print

Got tired of demo trading and figured a challenge would force me to focus. consistency rule almost got me once because i did not read the fine print, my bad not theirs. the consistency rule is generous compared to the firms that cap you hard. their dashboard is genuinely useful, learned stuff about my own trading just looking at it. the verification email came instantly instead of the usual 24 hour wait. sticking with them for now, they earned it.

M
michael h. Jun 16, 2026
4.2
Funded Paid Out

funded on first try

Switched over when my old firm changed their drawdown rules overnight. spreads are fine, nothing crazy … nothing terrible … it is a prop firm not a charity. minimum trading days felt forced at first but i get it now … it protects both sides. the second phase target was lower than phase one which kept me sane. i compared them against three others and they had the best balance of price and rules. their mobile app is basic but it does let me check my account on the go. happy enough that i talked two friends into joining.

R
risk_on_ryan Jun 14, 2026
4.6
Funded Paid Out

finally a firm that pays

Started here as a complete beginner and somehow survived. there is a discord and staff actually show up in it occasionally. pricing is not the cheapest but you kind of pay for the peace of mind. the profit target on phase one is ambitious but not insane. the news trading rule confused me at first but the faq actually explains why it exists. earned a cautious thumbs up from a guy who trusts no one.

D
dailypips May 27, 2026
4.2
Funded Paid Out

passed eventually lol

finally pulled the trigger after comparing like six firms on a spreadsheet. email notifications can lag a bit which is mildly annoying but not a dealbreaker. i traded indices mostly and the spreads on those were perfectly fine. i requested a payout three times and all three landed inside the promised window. i like that the daily loss limit resets at a sane hour for my timezone. i will renew when this account runs its course, simple as that.

A
AlphaTrader May 20, 2026
4.7

they actually pay

A mentor of mine uses them so i followed his lead. crypto and wire both supported, i did wire and it hit my bank in two business days. i got a small payout bonus for hitting a milestone which was unexpected. the ui looks like it was designed in 2014 but functionally everything works. they cap the max lot size which annoyed me at first but it protects you. fees are reasonable for what you get and the retake discount softens the blow. not the cheapest, not the flashiest, just reliable, and that is enough.

C
ChartWhiz May 19, 2026
4.3

support came through

signed up after seeing them everywhere on twitter, figured why not. i had a margin scare during cpi and the platform held up without freezing. the trailing drawdown is reasonable if you size your positions like an adult. can you guys get in contact with this firm if I provide an acc number? their customer support hasn't replied in 7 days. no hidden gotchas on the payout page, what they say is what you actually get. i breached the daily loss limit on a tilt day, fully my fault, they did nothing wrong. a safe pick if you are tired of gambling on sketchy firms.

S
sofia r. May 14, 2026
4.4
Funded Paid Out

low key impressed

picked them because they were one of the few that took traders from my country. i tested the live account against the demo with the same setups and it matched. their reset option after a breach is cheaper than buying a whole new eval. getting verified for a payout needed an id and a selfie, standard stuff … painless. can you guys get in contact with this firm if I provide an acc number? their customer support hasn't replied in 3 days. three payouts deep and still no nasty surprises, that is my whole verdict.

D
diego h. May 13, 2026
3.6
Funded

payouts are legit

Long time retail trader, first time messing with a prop firm. they honoured a payout even though i fat fingered a lot size, very fair. i had a losing month and they did not nuke my account, just the usual rules applied. their server uptime during the last nfp was flawless from where i sat. solid middle of the pack firm that does the boring stuff right.

No active offers for Funded Trading Plus at the moment.

Check back soon — firms refresh their promos regularly.

No payout data available for Funded Trading Plus yet.

Frequently Asked Questions

What makes Funded Trading Plus different from typical prop firms?
Funded Trading Plus stands out by offering flexible trading models, including options without strict time limits. This allows traders to progress at their own pace rather than rushing to meet deadlines.
Are there time limits on Funded Trading Plus challenges?
Some programs offer no time limits, which is a major advantage compared to traditional prop firms. However, traders still need to meet profit targets and respect all risk management rules.
How flexible are the trading conditions at Funded Trading Plus?
Funded Trading Plus is generally considered more flexible than many competitors, but this does not mean the rules are loose. Drawdown limits and risk management still apply, and violations can result in account termination.
How does Funded Trading Plus compare to firms like FTMO or FundedNext?
Funded Trading Plus is more flexible than FTMO, especially regarding time pressure, but it may not have the same long-term reputation. Compared to FundedNext, it is less aggressive in incentives but more structured in approach.
What type of trader benefits most from Funded Trading Plus?
Traders who prefer a slower, more controlled approach tend to benefit the most. It is especially suitable for those who struggle with time pressure and want to focus on consistency rather than speed.
Always do your own research. Never risk more than you can afford to lose. Last updated: