Funded Trading Plus Review 2026 – No Time Limits, Rules, Payouts & Trading Conditions Explained | PropTradingArea

Funded Trading Plus

4.3 (174 reviews) Forex Trust: 4.6/5 Updated

Funded Trading Plus launched in 2021 out of the UK and has spent four years being quietly competent. Not spectacular, not alarming. The kind of firm you'd choose if you ran out of better options and needed something that probably won't embarrass you. Probably.

Simon Massey, CEO of Funded Trading Plus
CEO Simon Massey
🇬🇧 United Kingdom 5 years in business
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Hidden Rules Meter Free sign up to unlock
HIDDEN RULES METER
2.6 / 10
Low Risk
  • Different funding models present rules upfront, with additional nuances in the full terms and conditions
  • Payout structure depends on the chosen path and may include specific conditions
  • Comparing full terms across models helps clarify all expectations
Overall Pass Rate Free sign up to unlock
OVERALL PASS RATE
19.8 %

Traders who pass this firm’s challenges

Industry Avg: 18%

Trust Score
4.6/5
Excellent
Based on 174 reviews
Trader Feedback
Mostly Positive
Based on 174 reviews
Most Reported Issue
Consistency Rule Tightening on Funded
2-Step Classic tightens from 35% to 50% consistency on funded stage — traders passing with big days discover stricter rules after the fact
(21% of complaints)
Most Praised
Scaling Path & Profit Split
Scaling to $2.5M with up to 100% profit split after performance milestones — genuine differentiators vs most competitors
Community Sentiment
Mostly Positive
Last 90 days

Who Is This Firm For?

Beginners Clear program parameters, 24-48hr payouts, documented risk review process
Experienced Traders Scaling to $2.5M, up to 100% profit split, EAs supported with source code transparency
Swing Traders 30-day inactivity rule — no overnight restrictions mentioned in standard conditions
EA Traders EAs allowed but FTP may request source code and logs — refusal is account termination
News Traders News allowed — boom or bust approach prohibited, account cannot rely on single news trade

About Funded Trading Plus

Funded Trading Plus. The name sounds like a loyalty program at a bank nobody asked for. The T&Cs, however, are surprisingly honest — detailed, clearly defined, documented rather than discretionary. For a UK firm launched in 2021, they've managed to write down their rules instead of hiding them in footnotes. Novel concept in this space.
Founded
2021
Max Allocation
$200,000
Leverage
1:100
Commissions
$3/lot

Pros

  • - Scaling path to $2.5M — one of the higher ceilings available in the industry
  • - Up to 100% profit split after performance milestones
  • - EAs explicitly supported — automated trading permitted across all models
  • - News trading allowed — no hard ban, only boom or bust approach prohibited
  • - Payouts processed within 24-48 hours on average
  • - 14-day cancellation right — waived only after first simulated trade

Cons

  • - 2-Step Classic consistency tightens from 35% (evaluation) to 50% (funded) — stricter after passing
  • - EA source code access clause — FTP can demand code and logs, refusal is breach and termination
  • - Risk review can be triggered at evaluation pass and at withdrawal — interview required before approval
  • - Copy trading prohibited across all accounts — even mirroring another user by coincidence is flagged
  • - Instant Funding not truly instant — KYC and Contracted Researcher Agreement required first
  • - Chargeback: FTP may respond publicly to negative reviews referencing prior communications
Community Sentiment Trend
Mostly Positive
Last 90 days

Hit first milestone fast

4.8
Was looking for a firm that supported my specific trading style. Their affiliate program is transparent and pays out as promised. They punch above their weight compared to bigger competitors.
— Verified Trader (Thomas Walsh) See all reviews
Trader Tip

The consistency rule tightens after you pass — 35% during evaluation becomes 50% on the funded account. If your challenge included a few exceptional days, check whether those days would have violated the funded stage rule before you replicate the strategy. If you use an EA, be prepared to share the source code if requested — refusing is an automatic breach.

Trading Conditions

Drawdown System

  • Instant Funding: 6% static daily, 6% trailing max — from starting balance
  • 1-Step Express: 4% static daily, 6% trailing max
  • 2-Step Classic: 4% static daily, 8% static max
  • Daily loss resets at 16:59 EST — adjusts automatically for daylight savings
  • 2-Step Classic funded: symbol loss limit 3% max on any single symbol per day
  • 30-day inactivity: account terminated

High-Frequency & Fast Trading

  • Not Allowed:
  • Tick scalping
  • Latency arbitrage
  • Exploiting pricing feed delays
  • Abusive trading practices not replicable in real markets
  • Third-party challenge-passing services
  • Account sharing or trading on behalf of another user
  • Switching strategies between evaluation and funded stage

Low Liquidity & Timing

  • News trading allowed — boom or bust approach prohibited
  • Account success or failure cannot rely on single news event trade
  • Excessive risk around news events triggers risk review
  • 2-Step Classic evaluation: no single day can exceed 35% of total net profit
  • 2-Step Classic funded: tightens to 50% — one day cannot exceed half of total profit

Loss-Chasing & Gambling

  • Not Allowed:
  • Boom or bust news trading
  • Over-leveraging and one-sided bets
  • Excessive risk per trade or series of overlapping trades
  • Copy trading across accounts — same positions, market, direction, timeframe
  • Hedging across accounts — opposing corresponding positions prohibited
  • Account rolling via third-party challenge-passing services

Risk Management

  • Risk review triggered at: evaluation pass, withdrawal requests, any stage at FTP discretion
  • Outcomes: forfeiture of pass, profit forfeiture, leverage reduction, termination, ban from FTP and sister firms
  • Misleading or frustrating the risk interview carries same penalties as failing it
  • EA source code and logs: FTP may request access at any time — refusal is breach and termination
  • Instant Funding: KYC and Contracted Researcher Agreement required before account issued
  • Chargeback policy: FTP may respond publicly to negative reviews under UK GDPR legitimate interests

Features & Support

PLATFORMS
DXtrade · Match-Trader · MetaTrader 5
ALLOWS
EA · News · Weekend Holding
BROKERS
Institutional Liquidity Provider
ASSET CLASSES
Crypto · Forex · Indices · Metals
PAYMENT METHODS
Bank Transfer · Credit Card · Crypto (Bitcoin) · Crypto (USDT) · Debit Card
PAYOUT METHODS
Bank Transfer · Crypto (Bitcoin) · Crypto (USDT)

1-Step Express

Price
$999.00 $699.30
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

1-Step Express

Price
$549.00 $384.30
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

2-Step Classic

Price
$549.00 $384.30
Profit Target
Step 1
7.0%
Profit Target
Step 2
7.0%
Steps 2
Profit Split 80%
Daily DD 4.0%
Max DD 8.0%
View Details

Instant Funding

Price
$4,499.00 $3,149.30
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 80%
Daily DD 6.0%
Max DD 6.0%
View Details

1-Step Express

Price
$349.00 $244.30
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

2-Step Classic

Price
$319.00 $223.30
Profit Target
Step 1
7.0%
Profit Target
Step 2
7.0%
Steps 2
Profit Split 80%
Daily DD 4.0%
Max DD 8.0%
View Details

Instant Funding

Price
$2,199.00 $1,539.30
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 80%
Daily DD 6.0%
Max DD 6.0%
View Details

1-Step Express

Price
$199.00 $139.30
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

2-Step Classic

Price
$169.00 $118.30
Profit Target
Step 1
7.0%
Profit Target
Step 2
7.0%
Steps 2
Profit Split 80%
Daily DD 4.0%
Max DD 8.0%
View Details

2-Step Classic

Price
$89.00 $62.30
Profit Target
Step 1
7.0%
Profit Target
Step 2
7.0%
Steps 2
Profit Split 80%
Daily DD 4.0%
Max DD 8.0%
View Details

1-Step Express

Price
$99.00
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

Instant Funding

Price
$429.00 $300.30
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 80%
Daily DD 6.0%
Max DD 6.0%
View Details

1-Step Express

Price
$99.00 $69.30
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 4.0%
Max DD 6.0%
View Details

Instant Funding

Price
$249.00 $174.30
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 80%
Daily DD 6.0%
Max DD 6.0%
View Details

Instant Funding

Price
$1,099.00 $769.30
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 80%
Daily DD 6.0%
Max DD 6.0%
View Details
4.3
174 reviews
5
26
4
111
3
26
2
7
1
4
Platform Quality
4.2
Customer Support
4.3
Payout Speed
4.2
Challenge Fairness
4.3
Value for Money
4.2
Transparency
4.2
V
vikram martin May 11, 2026
4.7
Funded Paid Out

Pleasantly Surprised Tbh

signed up mostly to test their platform before committing real focus. the eval took me like 27 trading days total, not fast not slow, just fair. i like that they show your stats in real time instead of a delayed dashboard. support answered a dumb question of mine with an actual example instead of a canned reply. verdict: boring in the best possible way.

I
isabella kim May 11, 2026
4.7
Funded Paid Out

No Surprises Here

Been with this firm for a few months now and honestly no major complaints. thier content creators seem to actually trade teh product instead of just reading scripts. they let me run my algo as long as it is not some latency arbitrage exploit. no surprise inactivity fees which i half expected to get hit with. idk but i scaled twice and each bump was a real size jump not some token gesture. can you guys get in contact with this firm if I provide an acc number? their customer support hasn't replied in ages. happy to keep them as my main while i test others on the side.

I
isabella l. May 9, 2026
4.5
Funded Paid Out

not perfect but solid

Got in through an affiliate link from a trader i follow, no shame. execution during london open is tight enough to scalp if you are into that. i never had to chase support, they actually closed my ticket the same day. they paused my consistency tracker when i asked for a couple weeks off, super flexible. their economic calendar integration is a small thing but i use it daily. got paid, that is the whole review really, everything else is noise. I don't see the point of some of the rules, man.

T
thomas h. May 6, 2026
5.0
Funded

Good For Swing Traders

Third firm i tested this quarter and probably the most painless so far. the weekly market recap they send is actually worth reading. had one weird order rejection and they tracked it to a platform bug and credited me back. partial closes and trailing stops both worked exactly like they should. the payout actually hit my account in like two days which i did not expect. the challenge timer is generous … i never felt rushed into bad trades. not flawless but the good outweighs the annoying by a wide margin.

M
marcus c. May 2, 2026
4.4
Funded Paid Out

Fast Payouts, Dated Ui

someone in my discord swore these guys pay fast so here we are. i passed phase one then immediately fumbled phase two before pulling it back in teh last week. i held positions over the weekend a bunch of times and never got penalised. man they refunded my eval fee when i got funded which was a nice surprise. spreads widen a touch on the new york session but still nothing to write home about. reccomend with the usual caveat that you have to actually read the rules.

J
juan w. May 1, 2026
3.8
Funded

reliable little firm

Came for the cheap eval, stayed for the surprisingly decent payouts. the scaling plan is actually motivating instead of being some impossible carrot on a stick. i appreciated that they email you before a rule change instead of springing it. the challenge rules are strict but at least they are written in plain english for once. the demo and funded feeds matched closely enough that i trusted my backtests. i would rank them top three of everything i have tried this year.

S
smooth jay May 1, 2026
4.3

would sign up again

Honestly just wanted to see if any of these prop firms are legit at all. no hidden gotchas on the payout page, what they say is what you actually get. i got a small payout bonus for hitting a milestone which was unexpected. their reset option after a breach is cheaper than buying a whole new eval. they cap the max lot size which annoyed me at first but it protects you. the profit target on phase one is ambitious but not insane. can you guys get in contact with this firm if I provide an acc number? their customer support hasn't replied in a week. would i do it again? yeah, probably with a bigger account next time.

H
hiroshi m. May 1, 2026
4.1
Funded

a safe pick

tried a bunch of firms this year and this one is somewhere in the middle. payouts are biweekly on funded accounts which is way better than the monthly firms. support speaks actual english and not copy pasted template answers. leverage is reasonable, not the reckless stuff that blows beginners up. support replied way faster than my actual broker which is kinda sad when you think about it. still funded, still profitable, still getting paid, that is the test that matters.

V
VolumeVictor Apr 30, 2026
3.8
Funded

better than i expected

came over from another firm that shall not be named after they ghosted me. honestly the rules made my retail trading better too, forced discipline and all that. platform was stable the whole time, no random disconnects during news. the funded payout split started at 80/20 and scaled up which felt fair. first withdrawal i was sweating bullets but it came through clean and on time. no notes really, it just works.

P
pavel k. Apr 21, 2026
5.0
Funded

No complaints here

Jumped in during their Black Friday sale last year. Their refund policy on challenge fees when you get funded is a nice touch. I have zero regrets about putting my evaluation fee here.

No active offers for Funded Trading Plus at the moment.

Check back soon — firms refresh their promos regularly.

No payout data available for Funded Trading Plus yet.

Frequently Asked Questions

What makes Funded Trading Plus different from typical prop firms?
Funded Trading Plus stands out by offering flexible trading models, including options without strict time limits. This allows traders to progress at their own pace rather than rushing to meet deadlines.
Are there time limits on Funded Trading Plus challenges?
Some programs offer no time limits, which is a major advantage compared to traditional prop firms. However, traders still need to meet profit targets and respect all risk management rules.
How flexible are the trading conditions at Funded Trading Plus?
Funded Trading Plus is generally considered more flexible than many competitors, but this does not mean the rules are loose. Drawdown limits and risk management still apply, and violations can result in account termination.
How does Funded Trading Plus compare to firms like FTMO or FundedNext?
Funded Trading Plus is more flexible than FTMO, especially regarding time pressure, but it may not have the same long-term reputation. Compared to FundedNext, it is less aggressive in incentives but more structured in approach.
What type of trader benefits most from Funded Trading Plus?
Traders who prefer a slower, more controlled approach tend to benefit the most. It is especially suitable for those who struggle with time pressure and want to focus on consistency rather than speed.
Always do your own research. Never risk more than you can afford to lose. Last updated: