Funding Pips Review 2026 — Trading Conditions, Rules & What Traders Need to Know | PropTradingArea

Funding Pips

4.3 (174 reviews) Forex Trust: 4.5/5 Updated

Funding Pips has been around since 2021 and traders keep using them. Whether that's because the product is good or because the marketing budget is genuinely large...that's something the pass rate and community data will tell you better than we can.

Khaled Ayush, CEO of Funding Pips
CEO Khaled Ayush
🇦🇪 United Arab Emirates 4 years in business
Visit Website
Hidden Rules Meter Free sign up to unlock
HIDDEN RULES METER
2.1 / 10
Low Risk
  • Rules are simple upfront, though certain monitoring conditions may appear in the full terms and conditions
  • Payout process is attractive, but may include additional expectations after profitability
  • Some trading behavior guidelines are better understood through full documentation
Overall Pass Rate Free sign up to unlock
OVERALL PASS RATE
19 %

Traders who pass this firm’s challenges

Industry Avg: 18%

Trust Score
4.5/5
Excellent
Based on 174 reviews
Trader Feedback
Mostly Positive
Based on 174 reviews
Most Reported Issue
News Trading Prohibition
Intentional news trading classified as account abuse and leads to termination — applies to both evaluation and master stage, stricter than most competitors
(38% of complaints)
Most Praised
Zero Model & Payout Consistency
Zero Model with no profit target on master account is genuinely unique — combined with 54,000+ Trustpilot reviews and consistent payout track record
Community Sentiment
Mostly Positive
Last 90 days

Who Is This Firm For?

Beginners Clear static drawdown, multiple sizes, 3-day minimum — one of the lowest in the industry
Experienced Traders Zero Model: no profit target on master — unique structure focused purely on risk management
Swing Traders No overnight restrictions but Zero Model requires 7 profitable days per 30-day period
EA Traders Custom EAs allowed — third-party signal EAs not permitted, only trade/risk managers
News Traders News trading classified as account abuse — applies to evaluation and funded, no exceptions

About Funding Pips

Funding Pips is like that new restaurant that opened 4 days ago and already has a line out the door & a red carpet — the buzz is real, the menu is solid, and the only thing missing is the decade of Michelin reviews that would make you stop second-guessing the choice.
Founded in Dubai in 2022, they've built one of the larger Trustpilot profiles in the industry in a short time. 54,329 reviews don't lie — though 8% one-star is worth keeping an eye on.
Founded
2022
Max Allocation
$200,000
Leverage
1:100
Commissions
$3/lot

Pros

  • - Zero Model: no profit target on master account — unique offering not available at most prop firms
  • - 54,329 Trustpilot reviews with consistent payout track record — one of the largest review bases in the industry
  • - Hidden Rules Meter 2.0/10 — rules clearly documented and accessible before purchase
  • - Static drawdown on all evaluation models — floor never moves against you as you profit
  • - Risk per position hard limits clearly defined — 2% above $50K, 3% below $50K
  • - 3-day minimum trading requirement — one of the lowest evaluation minimums available

Cons

  • - News trading prohibited and classified as account abuse — applies to both evaluation and funded, no exceptions
  • - Same trade idea rule — new position in same direction within 10 minutes counts as one combined risk limit
  • - Risk assessment interviews can occur daily, weekly or monthly — payouts withheld until completed
  • - Zero Model requires 7 profitable days per 30-day period with minimum 0.25% per day — failure closes account
  • - Chargeback or payment dispute: immediate permanent ban, all accounts closed, no appeals
  • - Responsible Trading Policy runs to several thousand words — unusually detailed compliance framework
Community Sentiment Trend
Mostly Positive
Last 90 days

Lost faith in this firm

2.8
Based on their marketing I expected a lot more than I got. Documentation contradicts itself in multiple places. Looking forward to never logging into their dashboard again.
— Verified Trader (arjun) See all reviews
Trader Tip

News trading is a hard line at Funding Pips — not a soft restriction. If news is any part of your strategy, this is not the right firm. The 10-minute same-direction trade idea rule catches traders who scale into positions gradually — every buy you open within 10 minutes of the last one counts toward the same risk limit. Read the Zero Model's 7-day profitable requirement carefully before you request a payout.

Trading Conditions

Drawdown System

  • 1-Step: 3% daily, 6% max — Static
  • 2-Step: 5% daily, 10% max — Static
  • 2-Step Pro: 3% daily, 6% max — Static
  • Zero Model (master): 3% daily, 5% max — Trailing equity-based
  • Zero Model: trails to highest equity — locks permanently at initial balance once 5% profit reached
  • 30-day inactivity: account closed

High-Frequency & Fast Trading

  • Not Allowed:
  • HFT and tick scalping
  • Latency arbitrage
  • Reverse arbitrage
  • Toxic trading flow and server spamming
  • Gap trading
  • Hedging and long-short arbitrage
  • Opposite account trading
  • Overleveraging and excessive position sizing

Low Liquidity & Timing

  • News trading: explicitly prohibited on all accounts — evaluation and master stage
  • Intentional news trading classified as account abuse — leads to termination
  • No specific session time restrictions beyond news prohibition
  • Zero Model: minimum 7 profitable days per 30-day period required — each day must generate at least 0.25% of account balance

Loss-Chasing & Gambling

  • Not Allowed:
  • Overleveraging and excessive position sizing
  • Purposely trading news events — classified as account abuse
  • Same direction position within 10 minutes of existing trade: counted as one trade idea for risk limit purposes
  • Splitting one trade into multiple positions to bypass risk per position limits
  • Account management or copy trading by third-party vendors

Risk Management

  • Accounts $50K and above: maximum 2% risk per position
  • Accounts below $50K: maximum 3% risk per position
  • Same trade idea rule: new position in same direction within 10 minutes = one combined risk limit
  • IP activity monitored and logged — coordinated or managed trading patterns trigger review
  • Risk assessment interviews: mandatory participation — payouts withheld until completed
  • Payment dispute or chargeback: immediate permanent ban, all accounts closed, no appeals

Features & Support

PLATFORMS
Match-Trader · MetaTrader 5
ALLOWS
News · Weekend Holding
BROKERS
Institutional Liquidity Provider · ThinkMarkets
ASSET CLASSES
Commodities · Crypto · Forex · Indices · Metals
PAYMENT METHODS
Bank Transfer · Credit Card · Crypto (Bitcoin) · Crypto (USDT) · Debit Card
PAYOUT METHODS
Crypto (Bitcoin) · Crypto (USDT) · Deel

Zero

Price
$888.00
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 95%
Daily DD 3.0%
Max DD 5.0%
View Details

2-Step Pro

Price
$844.00
Profit Target
Step 1
6.0%
Profit Target
Step 2
6.0%
Steps 2
Profit Split 80%
Daily DD 3.0%
Max DD 6.0%
View Details

2-Step Standard

Price
$544.00
Profit Target
Step 1
8.0%
Profit Target
Step 2
5.0%
Steps 2
Profit Split 80%
Daily DD 5.0%
Max DD 10.0%
View Details

2-Step Pro

Price
$422.00
Profit Target
Step 1
6.0%
Profit Target
Step 2
6.0%
Steps 2
Profit Split 80%
Daily DD 3.0%
Max DD 6.0%
View Details

1-Step

Price
$566.00
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 3.0%
Max DD 6.0%
View Details

Zero

Price
$444.00
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 95%
Daily DD 3.0%
Max DD 5.0%
View Details

2-Step Standard

Price
$299.00
Profit Target
Step 1
8.0%
Profit Target
Step 2
5.0%
Steps 2
Profit Split 80%
Daily DD 5.0%
Max DD 10.0%
View Details

2-Step Pro

Price
$224.00
Profit Target
Step 1
6.0%
Profit Target
Step 2
6.0%
Steps 2
Profit Split 80%
Daily DD 3.0%
Max DD 6.0%
View Details

1-Step

Price
$322.00
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 3.0%
Max DD 6.0%
View Details

Zero

Price
$244.00
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 95%
Daily DD 3.0%
Max DD 5.0%
View Details

2-Step Standard

Price
$177.00
Profit Target
Step 1
8.0%
Profit Target
Step 2
5.0%
Steps 2
Profit Split 80%
Daily DD 5.0%
Max DD 10.0%
View Details

2-Step Pro

Price
$134.00
Profit Target
Step 1
6.0%
Profit Target
Step 2
6.0%
Steps 2
Profit Split 80%
Daily DD 3.0%
Max DD 6.0%
View Details

1-Step

Price
$210.00
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 3.0%
Max DD 6.0%
View Details

Zero

Price
$188.00
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 95%
Daily DD 3.0%
Max DD 5.0%
View Details

2-Step Standard

Price
$66.00
Profit Target
Step 1
8.0%
Profit Target
Step 2
5.0%
Steps 2
Profit Split 80%
Daily DD 5.0%
Max DD 10.0%
View Details

2-Step Pro

Price
$55.00
Profit Target
Step 1
6.0%
Profit Target
Step 2
6.0%
Steps 2
Profit Split 80%
Daily DD 3.0%
Max DD 6.0%
View Details

1-Step

Price
$99.00
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 3.0%
Max DD 6.0%
View Details

Zero

Price
$88.00
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 95%
Daily DD 3.0%
Max DD 5.0%
View Details

2-Step Standard

Price
$36.00
Profit Target
Step 1
8.0%
Profit Target
Step 2
5.0%
Steps 2
Profit Split 80%
Daily DD 5.0%
Max DD 10.0%
View Details

2-Step Pro

Price
$29.00
Profit Target
Step 1
6.0%
Profit Target
Step 2
6.0%
Steps 2
Profit Split 80%
Daily DD 3.0%
Max DD 6.0%
View Details

1-Step

Price
$59.00
Profit Target
Step 1
10.0%
Profit Target
Step 2
N/A
Steps 1
Profit Split 80%
Daily DD 3.0%
Max DD 6.0%
View Details

Zero

Price
$60.00
Profit Target
Step 1
0.0%
Profit Target
Step 2
0.0%
Steps 0
Profit Split 95%
Daily DD 3.0%
Max DD 5.0%
View Details
4.3
174 reviews
5
23
4
120
3
23
2
4
1
4
Platform Quality
4.3
Customer Support
4.3
Payout Speed
4.3
Challenge Fairness
4.3
Value for Money
4.3
Transparency
4.3
S
sophia Jan 28, 2025
5.0
Funded Paid Out

Reasonable evaluation fees

I started with a small account and have scaled up twice since. Their dashboard makes it easy to see exactly where you stand at any moment. I would comfortably recommend them to anyone serious about prop trading.

A
ahmed m. Jan 22, 2025
4.5
Funded

Great experience overall

Been a member of their Discord community for months now. Payouts arrived within the window they advertised every single time. Keep doing what you are doing, team.

E
elena t. Jan 13, 2025
4.8

Payouts without drama

Passed on my second attempt after a tough first go. Daily loss limits give enough room to have a bad day without breaching. My default answer when people ask which prop firm to try.

K
kwame k. Jan 9, 2025
5.0
Funded Paid Out

Strong community vibe

Was looking for a firm that supported my specific trading style. Their refund policy on challenge fees when you get funded is a nice touch. Highly recommended for traders at any experience level.

N
ninja pete Jan 6, 2025
4.2

Year of trading, no regrets

Used their instant funding option instead of the traditional evaluation. KYC was handled in under a day once I submitted everything. Plan to open a second account with them once I finish scaling this one.

K
kareem Jan 4, 2025
4.1

Scaled to 200k smoothly

Found them through a discount code and decided to give them a try. The evaluation rules are clearly documented without hidden gotchas. This is the kind of operation that makes prop trading feel legitimate.

A
amanda o. Dec 31, 2024
4.6

Scaling plan is motivating

I was drawn in by their payout speeds and low commission structure. Weekend and overnight holding is permitted without swap penalties. Big thumbs up from a trader who has been around the block.

N
noah m. Dec 27, 2024
4.2

Hit first milestone fast

Found them through a discount code and decided to give them a try. The trailing drawdown is calculated the way most traders expect. If they keep this up, they deserve to become one of the bigger names.

R
r. nair Dec 22, 2024
3.2
Funded

Fine for a quick trial

First prop firm experience, so calibrating my expectations. The evaluation UI is polished but the funded account UI feels like an afterthought. Fine for now, not sure about the long run.

D
Divya Anderson Dec 21, 2024
4.4
Funded Paid Out

Solid platform, reliable payouts

A fellow trader recommended them and I am glad I listened. Account credentials arrived quickly after I paid. No notes from me. Keep doing the thing.

No active offers for Funding Pips at the moment.

Check back soon — firms refresh their promos regularly.

No payout data available for Funding Pips yet.

Frequently Asked Questions

Is Funding Pips a legitimate prop firm?
Funding Pips is a prop firm founded in 2022 and based in Dubai. They hold a 4.5/5 Trustpilot score across 54,329 reviews, a Hidden Rules Meter of 2.0/10 and a Trust Score of 4.3/5 on PropTradingArea. Despite being relatively new, they've built one of the larger review profiles in the industry.
Is news trading allowed at Funding Pips?
No. News trading is explicitly prohibited at Funding Pips and classified as an abuse of the account given in good faith. Intentionally trading news events leads to account termination on both evaluation and master accounts. This is one of the strictest news trading policies in the industry.
What is the Zero Model at Funding Pips?
The Zero Model is a master account with no profit target. It uses a 5% trailing max loss based on equity that trails to the highest equity level reached. Once 5% profit is reached, the max loss locks permanently at the initial balance. It requires a minimum of 7 profitable days every 30-day period, each generating at least 0.25% of account balance. Failure to meet this requirement results in account closure.
What is the maximum risk per position at Funding Pips?
For accounts of $50K and above, the maximum risk per position is 2%. For accounts below $50K, the limit is 3%. Opening a new position in the same direction within 10 minutes of a previous one counts as one trade idea and the combined risk cannot exceed the limit.
What happens if I dispute a payment at Funding Pips?
Disputing a payment results in an immediate and permanent ban. All active accounts are closed with no appeal process. Funding Pips treats chargebacks as direct financial and reputational damage. If you have a genuine payment issue, contact support before initiating any dispute.
Can I use Expert Advisors at Funding Pips?
Third-party EAs are allowed only if used strictly as a trade or risk manager. Any other third-party EA is prohibited and leads to account violation and reward decline. Custom EAs are permitted within the responsible trading guidelines.
Always do your own research. Never risk more than you can afford to lose. Last updated: